Fu Ruijie heard Mu Cheng's words and said immediately: "The issue of registered capital can be handled as you said, but the kind of reinsurance or reinsurance you mentioned is absolutely not possible. You are not exporting the company's business.
?"
Mu Cheng smiled and replied: "Brother Fu, what I want to emphasize is that reinsurance business is not about exporting the company's business, but optimizing and allocating the company's business in a reasonable way. For example, when dealing with some insurance
When dealing with larger business, we can allocate the insured amount to reduce the company's risk and pressure. At the same time, we can also handle this part of the business through an agency to increase the company's income. We can even replace it to increase business.
.But one thing is that by doing this we may cut off the financial resources of the company’s underwriters, and I don’t know if it will affect you.”
As an experienced insurance practitioner, Fu Rujie has a very keen insight into market changes and company development. After Mu Cheng's reminder, he took immediate action and made a call to retrieve the reinsurance business volume. Soon, one
A professionally dressed lady knocked on the door of Fu Ruijie's office and submitted a document. Fu Rujie carefully checked the contents of the document, then looked at Mu Cheng and said to him: "Your mind is really good, let's
Follow your suggestions. As for the fees and office space, you don’t need to worry about these. To give you an idea, my department has more than 500 million premiums a year, of which more than 100 million have been reinsured.
, it’s basically 50/50. According to your calculation, the total premium of this part is as high as more than 200 million. If you distribute more than 100 million to the agency, you will have a profit of more than 30 million, plus if it can be replaced, another 30 million will be added. As for what you said
I think it’s better to forget about the artificial adjustments.”
Mu Cheng said excitedly: "That's great!" He also thought in his mind that Brother Fu was very professional and did not make any artificial adjustments.
Then he continued to ask, "Brother Fu, how should we divide the company's equity appropriately?"
Fu Rujie himself had never started a company, so he thought about it and decided to allocate the company's equity 50-50. Although this equity allocation was not reasonable, Mu Cheng believed that it was just a transition. Fu Rujie once again emphasized the importance of the replacement business.
, if we hand over the reinsurance to the agency company but do not replace the business accordingly, the company will not be able to deliver the business.
Mu Cheng had a successful conversation today. He said goodbye to Fu Ruijie and got on the bus back to the rental house. He found that Xiaopang had already left. If Mu Cheng had a good conversation today, Fu Rujie was actually even more excited. Although Fu Rujie
He is a middle-level person in the company, with a salary and corresponding performance, but his annual income does not exceed 800,000. Through reinsurance to the agency company, if not counting new business, only reinsurance and replacement, his income has reached 30 million.
Fu Ruijie excitedly ran to Liu Xu after get off work and told her that she could resign and prepare to join an insurance agency. When Liu Xu heard the news, her eyes lit up with joy. Fu Rujie kept praising Liu Xu as a good brother, saying Mu Cheng has vision and talent. Liu Xu thought it was a sign of last night's drinking conversation and didn't care. What she cared about more was that she no longer had to guard the store every day and could have more time to pursue her dreams. and interest.
The two decided to go to a restaurant to celebrate and enjoy a delicious meal and a romantic atmosphere. They chose a restaurant with beautiful scenery and a comfortable environment, tasted a variety of food and wine, and savored the pleasure of their taste buds. After dinner, the two returned
Chapter completed!