"This... how much is the annual profit of the second master? Is it [compounded monthly]?" Zhang Tian asked tentatively.

"This is the deposit, not the interest!" Liu Baiyu felt that Zhang Tian's ideas were too broad. Wouldn't there be no deposit in the Ming Dynasty?

"But Mr. Second, because the harvest is insufficient due to floods and droughts, you have to take back the deposit..." Zhang Tian said doubtfully.

"It's natural to charge..." Liu Baiyu nodded. This is the right reason, but if this is the case, then his preferential policies will not be very attractive.

Zhang Tian felt that whether the second master was kind-hearted or unreasonable, he still couldn't understand the psychology of farmers, so he explained the problem to Liu Baiyu.

In Zhang Tian's words, the image of the simple Chinese farmer that Liu Baiyu had always thought of had completely collapsed, and was instead cunning. Liu Baiyu's most primitive contract farming method had too many loopholes. If the farmers were paid in advance, the farmers would only

Afraid that the money will be loaned out as usury, they will not focus on the crops. Some people who do not know whether to live or die will simply take Liu Baiyu's deposit and abscond like the boss in the 21st century who cannot pay back the money.

.

"Will these farmers lend this money out as usury? How will they collect principal and interest?" Liu Baiyu's impression is that the loan sharks must be big-bodied gangsters with tattoos and weapons. If there are still such people in modern times,

Firearms have nothing to do with honest Chinese farmers!

"Who hasn't had a wedding or funeral yet? What should I do if I don't borrow money? They are all from the same village, how can I not pay back the money?" Zhang Tian felt that Liu Baiyu was a bit out of touch.

"But they don't even have the ground anymore?" Liu Baiyu said doubtfully.

"If you don't have land, you'll always have farm tools, kitchen knives, iron pots, and labor! If you really don't have enough money, you'll have to work as a long-term laborer without pay for more than ten years... Why don't you do it even if they don't like you?" Zhang Tian explained.

If I do this emotionally, I will be considered a fool in the eyes of others! Liu Baiyu had no choice but to accept his idea of ​​contract farming and asked tentatively:

"If I pay two deposits first and sign the paperwork, how much will we acquire?"

"Documents? What's the use of documents for those who farm? They are all blind and can't understand arithmetic. Do you dare to believe in documents?" On the surface, Zhang Tian despised farmers, but in fact he reminded Liu Baiyu that for those who are mostly illiterate,

For farmers, paperwork is basically a threat to death!

This!!! Liu Baiyu originally wanted to curse, but suddenly a sentence came to his mind and he put himself in his shoes!

As an illiterate person, is it unreasonable for farmers in this era to have a fear of documents? How often do they know a few words and play tricks on documents to defraud farmers of their land? What’s more, in the eyes of farmers, I am a superior second master, and I only

I'm afraid that if I get their fingerprints, I don't even need to write anything, it will directly bankrupt them!

As for saying that one's own family has a big business and wears gold and silver, it is impossible for them to take a fancy to the peasants' wealth. This is inherently unreasonable. How many farmers who have lost their entire family and lost their land are not just being squeezed by the men whose families have a big business and wear gold and silver.

What did you do?

Liu Baiyu thought of this and waved his hand to let Zhang Tian go out. Unexpectedly, this Shi En and the farmers were unreliable for their own people who wanted to dominate the world, and they were still unreliable for the tenant farmers! The farmers who owned the land did not have nothing!

So, how about recruiting refugees? Liu Baiyu suddenly thought that he had a plane merchant plug-in. In fact, he just grew some green vegetables or something. Through the plane merchant trading platform, he could also exchange for massive amounts of food from the future. As long as he paid attention to diseases,

Controlling people's hearts is much more effective than buying off ordinary farmers. Then I think of Huang Dali saying that Liu Zeqing, the commander-in-chief of Shandong Province, has many Liaodong serfs who can be bought as his core strength. It just so happens that his modern accent is misunderstood.

The power of the Liao people in this era cannot be compared to that of the 21st century.

Liu Baiyu thought about it and felt sleepy. He was in a depressed mood and was not in the mood to eat. He ate a bowl of instant noodles with beef jerky, brushed his teeth, and went to bed.

That night Zhang Tian and his wife had another fight. Liu Baiyu felt that Zhang Tian's wife was his enemy and opposed him on everything. What Liu Baiyu didn't know was that it was Liu Baiyu who was the cause this time.

Yes, this time he gave the Zhang Tian family dozens of kilograms of meat, as well as some goodies such as snowflake sugar and snowflake salt. Zhang Tian originally thought that the second master would be happy with the meal and could easily give the rest to his family, but

Because Liu Baiyu's plan failed, he was in a bad mood and didn't eat a bite. How dare Zhang Tian and his wife leave all these things behind.

Zhang Tian's wife said that Zhang Tian was ignorant, spoke inappropriately and annoyed the second master, and his rewards were all gone. He was born with no chance of success. Zhang Tian said that his wife was mentally ill and could not distinguish between interests and was just a prodigal old woman.

, what Zhang Tian’s wife hates most is that others say she is not virtuous, let alone being called a prodigal old lady, which she cannot tolerate, so she naturally works harder to greet Zhang Tian’s ancestors, so the escalation of the situation is inevitable.

…

Early the next morning, Zhang Tian gathered the whole family to serve Liu Baiyu. He was afraid that the second master would be really angry and it would be terrible to wear small shoes for himself! Fortunately, Liu Baiyu thought of everything in one night, and Zhang Tian

The wontons made by Mrs. Tian were indeed very flavorful, and the wontons served with pepper and vinegar made Liu Baiyu so addicted that he ate three large bowls of them without hesitation!

"Not bad, not bad! Let's take a look!" Just as Liu Baiyu was about to take out the money, the gentle voice of Zhang Tian's wife rang out:

"Second Master, if you really like it, then all the remaining meat will be given to my family..."

I didn’t expect that this person’s voice was pretty good when he wasn’t quarreling! Liu Baiyu was about to nod when he started quarreling again!

"You greedy bitch, you only need a little more meat for three big bowls of wontons! I'm afraid the meat of the master is thirty kilograms! This is the second master, Mr. Zhang's sworn brother, you dare to take advantage of this!"

"It is precisely because this is the second master, Mr. Zhang's sworn brother, that we dare to ask for rewards. He has a great career, wears gold and silver, and even a hair on his head is thicker than my waist. How can he be worse than this? Besides,

, what the second master rewarded me is my craftsmanship, what does it have to do with you? Go away! "

Zhang Tian's wife felt that Zhang Tian had no right to ask about her income, so she answered confidently.

"Your craftsmanship is terrible! I've never tasted the wontons you made. How can it be delicious without the meat and the second master's snowflake salt? Do you deserve a beating again!? Huh!?"

"Bah, this only means that all my craftsmanship is in vain. You can't earn enough meat to eat, so you are not lucky enough to enjoy it!"

The verbal attack and defense of Zhang Tian and his wife put Liu Baiyu to shame, they were quite sharp! Especially the speed with which Zhang Tian's wife's voice transitioned from a gentle begging mode to a loud quarrel mode, really impressed Liu Baiyu.

"I think you deserve a beating again!"

"Bah, the second master here is the biggest. If you have the ability, give it a try!" Zhang Tian's wife felt that she had done a good job in making wontons for Liu Baiyu and said unconvinced!

I don’t want to take back those dozens of kilograms of meat! When he thought of the dirt road that was more like a muddy pond, Liu Baiyu felt lingering fear, so he naturally said openly:

"Zhang Tian's wife did a good job, with dozens of kilograms of meat, snowflake candy, snowflake salt, etc. I'll give you the rest after I finished eating today!"

"Thank you, Master!"

"Do a good job, and if you are more satisfied with the master, I will reward you with the luggage I brought!" Naturally, Liu Baiyu didn't want to take his own bedding back, so he took it out as a performance bonus for Zhang Tian's wife, the guest cook.

"Thank you so much, Mr. Second Master! He has such a kind heart, he must be rich and prosperous forever!" Zhang Tian's wife smiled from ear to ear. The Second Master's luggage was all brand-new silk and satin bedding. I had only seen it once in the city, and I still had it.

I didn't dare to look at it for fear of losing my blessing. I didn't expect it to be mine. Zhang Tian's poor life meant that he couldn't enjoy it. Selling it for a good price was the main thing! Zhang Tian's wife walked in the door while thinking wildly.

Liu Baiyu was lucky enough to see the true appearance of Zhang Tian's wife. She looked pretty good, but perhaps due to years of hard work, her skin was dark and there was no flesh to speak of. In short, she was a dark and thin middle-aged man who still had charm.

The woman was wearing half-new homespun clothes - not at all like the fat, white, silk-clad landlord's wife in the movie - well, in fact, Zhang Tian was not a landlord, she was just a landlord's lackey.

This landowner's bitchy mother-in-law pretended to be flattering, but in fact she looked at Liu Baiyu as if she were looking at gold and silver treasures, making Liu Baiyu's hair stand on end.

The three children of the Zhang family look pretty good. In addition to the dark skin left from hard work like their parents, their facial features are still good. The girl is the eldest daughter, about sixteen or seventeen years old. She wears braids like Zhang Xi.

, dressed exactly the same, the two girls leaned together, thinking that Liu Baiyu was not paying attention, whispering this. The two biological boys were probably in their teens. Their appearance and clothing were no different from home-grown boys.

He has a thin figure, dark skin, and wears old homespun clothes.

Liu Baiyu and Zhang Tian's family members exchanged a few polite words and then began to assign work tasks. The first task was composting.

"Starting this morning, except for the people who are plowing and preparing the land, all of them are preparing fertilizers, and they even call themselves farmers. I went into the village and looked, and every one of them knows how to prepare fertilizers." Liu, who had just read the agricultural technology book, thought he was a beast of a farmer.
Chapter completed!