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Chapter 28 The Routines of Buying a House

Fang Xiaoyan replied: "Our company's commission service fee is 2%, paid by the seller, including all handling fees."

Mu Yang smiled and asked: "Does all the handling fees also include deed tax?"

He was just joking and knew it was impossible.

He didn't buy a house in his previous life, but he still knew about agency fees.

The so-called housing agency fee is the service fee paid by the housing agency company to the intermediary when conducting real estate transactions. This service fee is required to be paid by both the seller and the buyer to an intermediary.

Generally speaking, the agency fee is 1% to 2% of the transaction price of the house, and the larger the agency, the higher it is.

However, there is currently no unified regulation on intermediary service fees, and they are generally charged according to industry practices.

In other words, there is no explicit national regulation that requires payment, and how much must be paid. Everything is determined by the intermediary company itself.

Well, that’s the trick!

Home buyers are disgusted by these nonsense regulations, but they can't avoid them.

Unless you look for housing and landlords yourself, you will bear greater transaction risks.

Fang Xiaoyan smiled bitterly: "Handsome, you are really good at joking. If the area is over 144 square meters, you need to pay 3% deed tax. This has to be paid by the buyer.

There are not many other expenses. The stamp duty is 0.05% of the house price, the transaction fee is 3 yuan/square meter, and there are other odds and ends, which add up to less than 3,000 yuan.

The intermediary service fee of 2% is the norm and we can’t do less.”

Mu Yang saw a lot of second-hand houses in his previous life. The 2% agency fee is not a trap, but it is on the high side. You still have to fight for what you have to fight for. He said dissatisfied:

"2% is too much. Who knows if you will charge more from the seller? Generally, both parties bear 1%.

Moreover, the higher the total price of the house, the lower the service fee ratio. The rules are your company's unified statement to the outside world, and there is no legal requirement for this.

Nowadays, the transaction volume of houses is very low. It would be good if there are transactions.

I can’t even eat enough, so I still crave abalone and fish bones.

Moreover, the total price of 4 million is too much. It is only nearby, and the average price is only 12,000 to 3,000!

My request is 3.5 million, and it is the full amount. The buyer and seller each bear 1% of the agency fee.

If you agree, your verbal commitment must be written down in black and white, signed and sealed to prevent unnecessary disputes. I will only sign the house purchase contract after signing the intermediary contract.

If it works, give me a call.

If it doesn't work, I might as well buy a new house and don't have to pay any agency fees. It doesn't matter if I wait an extra year or two for the new house, or even two or three years for delivery. Besides, we are still young and there are still a few years before we actually get married."

Mu Yang finished speaking in one breath, speaking very fast, speaking clearly and forcefully, and making sense. It was difficult for Fang Xiaoyan to interrupt.

In fact, Mu Yang knew that 3.5 million yuan was unlikely. Buying a second-hand house was different from buying clothes. You could get 50% off or even 30% off on clothes.

If I buy a house, can I get a 50% discount?

Beautiful thought!

Unless the seller makes a random offer and it is too outrageous compared to the market price.

In fact, 10% less than the market price is really a lot.

4 million. Muyang analyzed and compared the house prices of other floors in this community. They were not high. The landlord did not raise the price randomly.

However, it cannot be ruled out that intermediaries may increase prices!

A price increase of tens of thousands, or even more than 100,000 yuan. In this era when the average monthly salary is two to three thousand yuan, not all intermediaries can resist the temptation of tens of thousands of dollars.

Anyway, call for 3.5 million first and grind it out slowly. Trading is a psychological warfare.

Whoever can't stand it first, whoever loses momentum, loses.

Fang Xiaoyan couldn't get in the middle of the conversation and didn't give her a chance to explain. After listening to what Mu Yang said, she felt a little annoyed at the unreasonable customer. Whatever works, don't buy it. If it doesn't, don't buy it. There's no room for maneuver.

Handsome guy, you are not a child!

Don't act like a child.

But Muyang was a customer, and Fang Xiaoyan had to coax him like a sister coaxing a younger brother.

"My brother, 3.5 million is too low. The customer will not sell it. After all, it is a luxurious decoration with furniture and electrical appliances. People are in urgent need of money, so the decoration is completely given away.

The 2% service fee is really not high. We need to pay a lot of expenses and we can’t make much money.”

“2% of 4 million is not high, it’s 80,000 yuan.

My cousin is in your industry. Wherever there is any expenditure, that's it.

If you have the ability, any amount below 3.5 million you can cut with the landlord will be yours."

After Mu Yang finished speaking, he left his phone number and pulled Song Xuelu away.

Fang Xiaoyan chased after him for a few steps and asked Muyang to give him a deposit of 50,000 yuan so that he could communicate with the seller.

When Mu Yang heard about the deposit, he felt a little angry. He really thought he was Xiaobai!

He really paid the deposit, and the right to speak was no longer on his side, and he had no choice at all.

It’s a bit more expensive, but you have to buy it!

If you don't buy it, you will definitely not get the deposit back, and it will be useless to call a lawyer. The deposit contract signed for you will probably have many pages of content that you won't even want to read, and there will be many loopholes in it.

Even if you can get a refund, at least half of the deposit will be taken away by the real estate agency. Anyway, there are many reasons.

Do you want to give it or not?

You can also bring more people with you when you go.

Mu Yang walked faster, Fang Xiaoyan chased him to explain, but Mu Yang didn't listen, so Fang Xiaoyan had to go back to the store.

In fact, the landlord's selling price was 3.9 million, and their agent raised the price by 100,000. If the deal was completed, the 100,000 would of course be theirs.

As the main receiver, the commission you get is definitely the highest.

Real estate agency workers have very low base salaries and mainly rely on commissions to make money.

However, since the second half of the year, real estate transactions have been a bit cold. This apartment has been on the market for more than half a year and cannot be sold. Moreover, the landlord requires full payment and is afraid of the hassle.

After Mu Yang saw Fang Xiaoyan return, Song Xuelu, who was following Mu Yang, finally breathed a sigh of relief and patted her chest: "Yang Yang, it's so scary. There are so many tricks for buying a house. Why do I feel that this intermediary still...

I want to buy it by force."

Just now she saw her boyfriend having a heated argument with the agent, and other agents came up to explain, and she felt like they were about to start a fight, which frightened her.

Mu Yang smiled and explained: "They have already figured it out, after all, it is a regular company.

Lulu, think about it, once a deal is completed, they earn at least 80,000 yuan in agency fees!

Oh, if the price is set, it may be hundreds of thousands, which is a lot of money. For the sake of profit, I can do anything to the limit."

Song Xuelu was a little worried. Why are there so many tricks to buy a house? "Then let's decide whether we should buy it or not. I feel that if we buy a new house, it won't be so troublesome."

Mu Yang smiled lightly: "Of course I will buy it, I really like the house in 2301. That house is really good, with a good floor plan and a decoration style that suits us better.

In the next few days, this agency will definitely call me again.

To be honest, it is unlikely that the deal will be sold for 3.5 million yuan. Anyway, I just yelled randomly, so it would be nice to get less than 100,000 yuan."

"The intermediary fee is so high, then why don't the buyers deal with the landlord directly?" Song Xuelu had no social experience and didn't understand.

Mu Yang explained patiently: “If it’s someone you know well, of course you won’t find a real estate agent.

First, we don’t know who the landlord is, and the agency won’t tell us.

Secondly, we are not familiar with the landlord's character, and we are not clear about the procedures. Although the agent is hateful, at least he can get things done well after receiving the money.

Also, if the landlord sells the house and later feels that the house price has increased, he will regret it and may ask the buyer for the difference. If an intermediary facilitates the transaction, they will not dare to contact the intermediary.

But if we deal directly with the landlord, it's hard to say.

To be honest, if there is no rush, I would rather buy an off-plan house, especially an existing house that has been capped, as it doesn’t have so much trouble.”

Mu Yang looked at her as if she understood, and rubbed the top of her head, while she slightly curled her neck, enjoying it, like a cute kitten, and her smile became even more beautiful.

"Let's go. You're tired after walking all day. Let's go have dinner. How about steak?"

"Western food, yes, but I've never eaten it before. I don't know how to use the tableware. Will I be teased by others?" Song Xuelu was also a little curious, but she wasn't a fan of foreigners.

Mu Yang laughed: "I don't know how to eat steak with chopsticks. Others don't dare to say anything to you. They just laugh secretly at most.

But as long as we feel comfortable eating, it doesn’t need to be so particular.

Actually, I don’t like eating Western food either, but if you want to eat steak, it’s better to go to a Western restaurant. If it’s not delicious, we won’t be happy eating it.”

"Isn't it very expensive? I heard it costs two to three hundred yuan per person."

"It's not that expensive. Beef is cheap now. Even in a western restaurant here in the provincial capital, a T-bone steak costs forty or fifty yuan, and it also includes some noodles and vegetables. If you don't have a big meal, it's enough.

Of course, if it’s top-notch beef from a top restaurant, two or three hundred dollars is definitely not enough.

But when we eat steak, we can't be greedy for cheap. The sixty or seventy-year-old steak is better. I won't tell you the details in case you lose your appetite, haha." Mu Yang sometimes doesn't understand. The price of steak in 2008 is as high as

The prices ten years from now will not be much different.

There is also synthetic beef. Mu Yang is not picky about what he eats, but he is very picky about eating meat. He is most afraid of eating synthetic meat, as well as fast-growing broiler chickens that have been injected with hormones.

"Oh, forty or fifty yuan a serving is not cheap. It is equivalent to three days of food at our school."

"Xuelu, you can't judge your school. You are a 985 university. You have subsidies for restaurants. The food is cheaper than our school. You can buy four big steamed buns for one dollar, but we only have two.

For example, in the junior college next door to our school, I heard that the canteen is contracted to private parties, so the food is very expensive."
Chapter completed!
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