Four hundred and sixtieth chapters can not resist
When he woke up, Chen Lidong felt refreshed all over.
In this life, I spend less time with my wife and more separation. Although we are an old married couple, we still have a good sense of satisfaction in bed.
"You said my sister-in-law spent 5 billion on real estate speculation?" Chen Lidong put his arm around Sun Jie's slender waist and asked again about the topic last night.
"It's just a lot more," Sun Jie turned over, thought for a while and said: "And the house is worth more than 5 billion. I heard from my sister-in-law that she bought an existing house and some paid for it."
A room ticket is a receipt issued by the developer after collecting a deposit from the home buyer.
Some people call them pre-construction properties, but the standard term is off-plan properties. Anyway, they are real estate projects that have not yet been completed.
The proportions of deposits paid are also different, and there are many tricks in them. Those who have connections pay less deposits, and some people use room tickets to make connections and give favors.
The initiator of the phenomenon of real estate speculation is developers, and local governments are also to blame. The contribution of capital is even more critical. The combination of various factors has created the Chinese real estate bubble.
In the process of real estate speculation, there are bound to be problems such as holding back the property and reluctant to sell it, colluding in fraud, hoarding housing stock, joining forces to raise prices, and increasing prices step by step. These problems basically fall into the category of violations and violations.
From a personal standpoint, Chen Lidong could not oppose real estate speculation, nor could he stop his family and Donghua cadres from raising funds to invest in the real estate market to make profits.
Moreover, in another life, he also owned three properties, one to live in and one to rent. Then before he was reborn, he bought another large square meter property in a high-end community, preparing to change his living environment.
Like him, most people in China have been working hard for a house almost their whole life.
A house can symbolize wealth, status, and even be equated with better resources.
In this case, people are naturally paying more and more attention to houses, either they have bought a house at a high price, or they are trying to save money to buy a house.
Subsequently, many problems arose.
For example, the problem of asset malformation.
In the year of Chen Lidong's rebirth, statistics from authoritative departments said that real estate accounted for more than 77% of China's household assets; in other words, nearly 80% of people's money was spent on buying houses.
As a result, many people have become superficially wealthy: they live in million-dollar houses, but they dare not spend. Because real estate cannot be liquidated at any time like stocks, and they are also burdened with high mortgage loans.
In this case, even if the income is not low, there will still be a lack of happiness. After all, when they want to spend money, they always look forward and backward, which is not good for anyone.
This is one of the reasons why Chen Lidong restricted Donghua from investing in the real estate industry.
The other one is his current position.
No matter how powerful Donghua Industrial Group is across borders, it has always regarded itself as the leader of China's national industry. How could an industrial boss go into real estate?
And as a "latecomer", he is still aware of the profound contradiction between China's real estate industry and manufacturing industry.
The real estate boom has a very severe impact on the manufacturing industry. The principle is not complicated. The root cause is the profit-seeking attribute of capital. When housing prices rise, capital will accelerate its withdrawal from the real economy.
The high rate of return on investment in the real estate market puts most manufacturing companies out of reach. In addition, real estate, as a collateral with comparative advantages, is favored by many financial institutions. The irrational investment phenomenon of financial capital will become more and more intense.
The real economy represented by the bank has become coldly received by banks.
The real estate industry squeezes the manufacturing industry, and in addition to "attracting money", there are other obstacles.
For example, land, is the same piece of land used to build a factory or a house?
When industrial land is only tens of thousands of yuan per acre, commercial land prices may be tens of millions. For local finances that rely on selling land to maintain operations, supporting land for real estate is definitely the first choice.
Then there is talent. The ultra-high return on investment in the real estate market will also encourage the unhealthy trend of "emphasizing real estate over industry". A large number of outstanding talent resources will be invested in the real estate field, which will lead to a large loss of talent in the manufacturing industry, affecting
The optimal allocation of human resources will also inhibit the development of the real economy.
The third problem is that excessive real estate investment will hinder technological progress. Real estate itself is a capital-intensive industry, and daily residential buildings and ordinary commercial real estate generally have low construction technology requirements. In addition, closely related to real estate, and
The technological content of the manufacturing products of related upstream and downstream enterprises represented by steel and cement is also low. Therefore, under the situation that the current technical level is sufficient to cope with it, real estate enterprises and its related industries do not have enough motivation to develop and innovate technology.
Since the real estate bubble will bring so many problems, as the host of the industrial system, the boss of Donghua Industrial must resist.
But how to resist?
Chen Lidong thought about it all morning and couldn't find a way.
On October 2, Luo Hao was about to take his wife and children to the beach for fishing when he received a call from Chen Lidong. Chen Jianing was also in Binhai County and was detained by Chen Lidong.
After hearing Chen Lidong's concerns about the real estate industry, Luo Hao said: "You still want to restrict personal investment in buying houses? This is definitely not possible.
Just look at the houses in Binhai County. Two years ago, they could not be sold for more than 1,000 yuan per square meter. Last year, it would have been very difficult if they had not been demolished.
But Xiaoyu said that the Four Seasons Huating, which was built this spring, was sold out halfway through construction, with the price approaching 2,000.
Some people even asked Xiaoyu for room tickets and begged her to intercede to get a good apartment.
It is certain that house prices will rise. It is almost certain that it will reach 2,000 this year and 2,230 next year.
If you ask our employees not to buy houses, isn't that blocking people's way of making money?"
Chen Jianing cut the peeled apple into several pieces with a knife, inserted a toothpick into it and handed it to Luo Hao. Then he inserted a piece into his mouth and chewed it slowly.
Chen Lidong waited for a while and then asked: "Sister, why don't you tell me?"
Chen Jianing sighed and said, "I can't help it. According to your instructions, our Longxing Bank will not engage in housing loans. The major shareholders of the bank actually have some complaints.
Well, the policy of promoting consumer loans for Donghua employees has been introduced, and this loan is allowed to buy a house, so I can't go back on my word."
Chen Lidong picked up the half-sliced apple left by Chen Jianing and took a bite. While chewing, he said inarticulately: "I said you two can't have a bigger picture?"
Chen Jianing asked doubtfully: "Which structure is bigger? What structure do you want?"
"Of course, this is from the perspective of China's century-old industrial plan. You are all undergraduates. Can't you analyze how to deal with the impact of the real estate bubble on the manufacturing industry from a professional perspective?"
Luo Hao leaned back on the sofa, made a lazy gesture, and complained: "Brother, you are not the Prime Minister of the country, why are you worried about this?"
Chen Lidong retorted: "Isn't it true that 'with great power comes great responsibility'?"
Chen Jianing smiled and said, "It's time to eat carrots and don't worry about it. I'm leaving. I'll go to the golf course to have a look later. Do you want to go? Let me teach you..."
"No." Chen Lidong kicked off his slippers, put his feet on the sofa, and started to rub them. Then he said to Chen Jianing who walked out of the living room: "The lawn over there is not good, so don't go and cause trouble. Alas...
Chapter completed!