Xu Jingchang got up very early. He found some casual clothes and didn't bring any extra accessories. He just took a fan. It wasn't the first lunar month yet. He didn't want to fan himself, he just wanted to look like a rich man.
Let’s not talk about this fan. The fan pendant alone is a piece of fine ancient jade. The workmanship in the palace was given by Zhu Yuanzhang.
There is really no other way. If someone else's mansion has an imperial gift, they have to offer it. But Xu's mansion can't do it. Xu Da has followed Zhu Yuanzhang through life and death for decades, ranking first among the heroes and the in-laws of his children.
In the early years, Xu Huizu and Xu Zengshou often went to the palace, and during the holidays, they often brought good things to their homes.
Xu Jingchang couldn't let the good things gather dust, so he could only enjoy them reluctantly.
"Prepare the carriage and go to Duke Rong first, then to the Qinhuai River."
When my family heard about it, they all felt fresh.
Our young master really doesn’t take the ordinary route and takes an old monk to drink wine and visit a brothel. Is this something that a human being can do?
Although everyone slandered, they didn't dare to say anything. Today's Xu Jingchang is no longer the child he was back then. When something happens, he still needs to discuss it with his family generals.
As the general envoy, my power is unlimited.
"Yes, but it is rented from someone else's house. If it were my own house, I would have sold it long ago."
Yao Guangxiao chuckled twice, "I have never seen Buddha or Bodhisattva, I only smell the smell of copper."
"It's one hundred and fifteen dollars, and the annual profit is 15%. Do you understand?"
"You guys don't know that in order to help the poor people, His Highness the King of Han was falsely accused by traitors and fined many family properties. But His Highness the King of Han still felt sorry for the big guy and was willing to lend money."
Fortunately, the drug store was not far from the Qinhuai River. When I turned around, I heard someone talking about a loan with a newspaper. The old farmer had the courage to come and borrow the money.
If you can put in some hard work, you can save your mother-in-law, but no fool will be willing to do so!
Old Man Ma ate the noodles and felt energetic.
The old farmer murmured in a low voice, and the villagers were very moved when they heard it.
If he goes back, all he has to do is sell his daughter.
The person in charge of lending nodded and asked, "Do you have land at home?"
A few days ago, Xu Jingchang asked Wang Zhong to take the property of the King of Han to the streets of Yingtian. These days, the Di newspaper continued to publicize it, and the effect finally appeared.
The shop is small, with only two rooms, which is far inferior to many large shops. In a hurry, without much preparation, I just put up the words "Hanwang Loan".
Xu Jingchang brought Zhu Di here to arrest the officials, and now he is returning to his old place.
Yao Guangxiao rolled his triangular eyes and said, "Next time you come to a place like this, don't call me old man. I'm not interested."
"Everyone, listen up. This is His Highness the King of Han's business...Does His Highness the King of Han know? He is a famous good man and the conscience of the Ming Dynasty. He cares about the people. He only wants 15% of the interest. Listen up, everyone. This is
The interest for one year is not half a year or three months. There is no such thing as interest compounding."
Just below the teahouse, there is actually a shop that lends money.
"Those who are short of money at home, those who are not able to make ends meet, those who cannot make ends meet, those who owe loan sharks and cannot pay back the loan, don't need to sell their sons and daughters, come here to borrow money, the King of Han guarantees that you will be honest!"
I will have to work harder in the future and pay back the money as soon as possible. There is still interest, which is absolutely essential.
Xu Jingchang chuckled and said: "You are a Buddhist practitioner. I invite you to come over and see what Buddha and Bodhisattva are in the hearts of the people. This is a good thing to help you practice, but you only think about red and pink skulls. The realm of the two of us is
The gap is getting wider and wider.”
Even before the business started, it was already bustling outside with many people coming.
He got on the carriage and invited Yao Guangxiao, and then the two of them arrived at the teahouse not far from the Qinhuai River Painted Boat.
The old farmer listened carefully and remembered everything in his mind. Then he took a hundred strings and walked out of the main gate.
After they entered, they quickly obtained the loan and came out happily.
The loan officer asked again about where he lived and whether he was from a good family and the people were all settled... The old farmer answered them one by one.
About half an hour later, among the crowd, a rickety old farmer mustered up the courage and walked in.
Unable to think of a way to save his wife, he was unwilling to go back.
He looked back at the small shop and suddenly fell to his knees.
After saying this, the old man got up from the ground, turned around and went to the medicine shop... picked up three pairs of medicines and hurried home... How could a countryman dare to enter Yingtian City if he wasn't trying to save his mother-in-law?
There were also newsboys holding newspapers and shouting loudly.
Xu Jingchang laughed and said: "The statues in the temple are all piled up with gold and jade. It can be seen that the smell of copper is the best way to reach the gods."
The loan officer smiled and said: "The treasure banknotes you and I are looking at have a large seal stamped by the Ministry of Household Affairs on the back. Don't worry, these treasure banknotes can not only be used for paying taxes, but will not be depreciated. This is all the grace requested by His Highness and His Majesty the King of Han."
, Everyone, you must believe that your Majesty and the King of Han want the good of the people, but there are some corrupt officials who are evil-hearted, and there are also some unreasonable wealthy gentry and rich households in the local area who are breaking their bones and sucking their marrow. Don't worry, this is a loan approved by the imperial court.
, His Highness the King of Han still has to pay taxes on the interest, and whoever dares to obstruct it will be decided by Mr. Qingtian of the Ministry of Punishment..."
"Really?" the old farmer exclaimed, "does the yamen master want it?"
"Listen, I understand!" The old farmer couldn't help but be happy. One hundred guan of treasure notes sounds like a lot, but based on the current value, a guanbao note of thirty or fifty taels of silver is equivalent to three to five taels of silver, which is a lot of money.
It's less than one tael, which is just a few hundred pennies. In the summer, I'll get up early and work late at night to build a few more houses, not only in my hometown, but also in other places. If I work hard for a few months, I can definitely pay it back.
And during this trip to Yingtian, Old Man Ma actually became a celebrity in the village.
The old farmer was startled, and his lips trembled as he asked, "How much?"
The old farmer said, covering his face and crying bitterly.
By the time he got home, it was already late at night. As soon as he opened the door, he fell into the yard.
"Living Bodhisattva, I kowtow!"
He bravely entered Yingtian, found a drug store, and asked about the medicine... But the little money he brought with him was not enough!
After wandering outside for a long time, at night, he leaned against a poplar tree and slept all night.
The loan officer patiently said: "This is arranged by His Highness the King of Han. If the loan is not repaid due to natural disasters or man-made disasters, the loan can be extended appropriately. As for the interest, it can be negotiated. It will not force everyone to have no choice. And I can also tell you something.
For one thing, these precious banknotes borrowed can be used to pay for land tax and Ding Yin, and can also be used to buy salt."
"She has been with me for most of her life. She was afraid that if she borrowed money and couldn't pay it back, she wouldn't be able to save her life, and the whole family would be involved."
This is true. A poor man is reluctant to spend a penny to save his wife's life... After getting a loan and buying medicinal materials, he is reluctant to spend the remaining money.
After hearing the sound, the son and daughter came out in a hurry, and the neighbors and villagers also came over after hearing the news and carried the old man into the house.
The old farmer said: "I am still a mason. I can help others build houses during the off-season. I can earn some pocket money throughout the year."
The old monk said no more, and Xu Jingchang just drank tea.
After taking three doses of medicine, my wife is really well.
More and more people know about the King of Han. Although many people are still doubtful, some people finally took the first step with courage.
"Old Ma, don't worry. Third aunt is going to make medicine. She knows how to do this. Let's give you a bowl of noodles. You haven't eaten anything in the past two days, right? You are starving!"
"My mother-in-law was seriously ill and was close to dying. I couldn't get enough money to buy medicine. Someone told me to sell my daughter to get money to save her mother. But I thought, even if her mother survives, listen.
If the girl is sold, she won’t be able to survive... I have no choice.”
"No, don't worry about me, hurry up and make some medicine for the kid."
He has never been so brave in his life... A man who usually never leaves the village entered the capital of the Ming Dynasty, the heart of the world.
The moneylender nodded again, "Do you know how to do any crafts? Is there any way to make a living?"
He went to a big drugstore, asked famous doctors in the world, and borrowed money from the King of Han to buy medicine... The old man carried three pairs of medicines and trotted all the way to his home.
My wife over there also took the medicine. I have to say that this famous doctor in Yingtian is so amazing. He just listened to the symptoms and prescribed medicine, and it was actually effective.
How expensive things are in Beijing!
It doesn't matter if you are illiterate, there are actually people who will help you by reading newspapers and preaching about lending.
This may not be the case in the Ming Dynasty, but in the Xu family, it must be like this.
The loan officer nodded, "In your case, you can borrow up to 100 guan. By this time next year, you can pay back 115 guan. Are you willing?"
Yao Guangxiao took a breath and said calmly: "Let's see!"
Although it is less than a hundred miles away from the capital, in this isolated village, not many people dare to go to the capital to see the world, and even fewer can get things done.
Especially if you dare to borrow money, that would be even more powerful!
The villagers finally found out that there was a King of Han in Yingtian who had low interest rates and was willing to help the poor. He was a real living Bodhisattva.
"Master Yao, it is not difficult to become a Buddha, as long as you are willing to lower the interest rate on borrowing money. However, the Buddhas and Bodhisattvas in the temple are eager to turn the last copper plate in the people's pockets into swirling fireworks. Such and such, let alone
Buddhas and Bodhisattvas, even Shura evil ghosts, are ashamed to be inferior to them!"
Yao Guangxiao rarely took the lead, "Indeed, it seems that I will have to give away my property."
