Chapter 71 Three sons seize the throne (on sale tomorrow)
The lending point near the Qinhuai River is just one of the eight lending points in the entire capital, and this one alone has lent out nearly 80,000 yuan.
Converted into silver, it's less than four thousand taels, perhaps not as valuable as Xu Jingchang's fan pendant.
But the problem is that the money was loaned to more than 600 ordinary people, allowing them to have emergency funds. Everyone has heard the saying, "it is not to help the poor but to help the emergency".
But those wealthy businessmen and landlords take advantage of the poor people who are in urgent need of money, and either use sweet words or coercion and blackmail to make the poor owe money that will never be repaid... and then they can justifiably take away everything from the poor people.
Land, house... If you don't have any of these, it doesn't matter, you can still use your daughter to pay off the debt.
This is not lending to more than 600 people, but saving more than 600 poor families on the verge of collapse.
The annual interest of 15% can basically be repaid as long as they work hard. After this year, they can start over.
There is no need to carry huge debts, no need to worry about the profit of rolling donkeys, no need to sell children and daughters, and the family is ruined.
Isn’t this a Bodhisattva who saves suffering?
No matter which temple you go to to pray, or which deity you worship, can you be able to respond to requests like this?
They need to buy goods and cope with the money gap...In the past, everyone could only rely on the help of relatives and friends, or go to the club and owe unpaid favors.
Zhu Gaoxu laughed loudly, "Cousin, you are really smart all your life, but you are confused for a while. No matter how much money you have, if it is in my hands, one day my father will send people to raid the house, and there will be nothing. But if you spend it to cultivate talents and win people's hearts,
, this money is considered mine. Otherwise, it is just a passing god of wealth."
But it is these little characters and stories that fill the gap in the market. Even if others don't tell them, Empress Xu likes to read them very much.
He began to really go all out, recruiting people everywhere, digging for stories, and vigorously promoting it. He even took on advertising, promoted it for businessmen, and collected advertising fees.
Zhu Gaoxu said simply: "I pay wages according to the salary of a fifth-grade official... If you do well, you will also receive a subsidy."
It also attracted the attention of the Ministry of Punishment and Dali Temple, and the Inspectorate also sent a censor to investigate the matter...
He shook his head hurriedly, "You don't have so much gold, and I don't have so many talents."
He originally adhered to Xu Jingchang's intention and tried his best to publicize his second brother's good deeds, but he gradually found that the effect of just praising his second brother seemed to be getting worse and worse.
"Help, of course I will help you, but...I can only provide all help - except actual support."
Xu Jingchang hummed: "You think I'm a treasure chest, getting whatever you want? I'm also short of talent. The General Affairs Department needs to collect taxes and needs more people."
With the money, he continued to expand the influence of the newspaper.
With a smile on his face, Zhu Gaoxu suddenly leaned forward and said, "Since my dear brother has said so, I wonder if you are willing to help me?"
For example, old man Ma borrowed money to buy medicine to treat his old wife.
Xu Jingchang's private newspaper was nothing more than a shocker, but in the hands of Zhu Gaosui, he actually started to pay attention to small people and small stories.
After all, there is a limit to how hard you try to say you are a good person and put on rouge and powder, and the people will soon get tired of it.
And not only the poor, but also small and medium-sized businessmen in the city began to borrow money from the King of Han.
The true Bodhisattva of Han Dynasty!
As Zhu Gaoxu's reputation grew, so did his business, and more and more people came to borrow money.
"Farmers have a harvest every year, so the loan period is one year, but merchants often don't need such a long time, three months, half a year, or even one month. Now I have to formulate more loan plans. For merchants, there are also
A more complex evaluation process...So, I need you to give me some talents." Zhu Gaoxu said seriously.
He also called Zhu Gaosui over several times and praised him profusely.
"One million taels of gold!"
"One million taels!" Zhu Gaoxu changed units.
Xu Jingchang frowned deeply, "State affairs are the most important thing. Excellent talents will definitely be willing to work for the court. What's the point of going to your side?"
"What are you helping me with?" Xu Jingchang asked warily.
Is he the second prince who has a deep foundation in the nobility, good financial management, and a high reputation among the people?
Zhu Gaoxu smiled and said: "Money can be earned slowly. As long as the business is big enough, you can earn it. As for talents, aren't you cultivating talents? Your school will have more than 10,000 people, right? I will help you with money.
Wouldn’t it be nice to make the school bigger and recruit more people?”
Xu Jingchang took a deep breath and said meaningfully: "Your Highness, King of Han, you are a completely different person now, and you are completely different from the recklessness you once had."
Zhu Gaoxu stood up to say goodbye, walked to the door, and turned around and said: "By the way, I will deliver the money in the afternoon, but there is so much gold that I cannot collect at once. Please give me some time, brother, and I will do what I say."
Zhu Gaosui, who was inspired, then used a Qinhuai prostitute as a model to explain how his family sold her to a brothel, and because she was from a good family, this involved the issue of forcing a good girl into prostitution.
Zhu Gaoxu said: "Brother, I have been fighting in front of the battle for four years and have come back from hell several times. Do you still think that I am a miser?"
Or is he the third prince who is young and smart, has the power of public opinion, and cares about the people's livelihood?
Zhu Gaoxu laughed and said: "Can you still not understand? Now my father and mother are very fond of me. I hold six subjects, and my reputation among the people is also very good, not to mention those noble generals. I am not the same as before.
Language!"
In just one month, the loan points were expanded twice, reaching a total of twenty-eight, ten of which were actually located outside Yingtian City.
Zhu Gaoxu was half happy, but his smile froze. After a long time, he suddenly smiled again, "As long as my dear brother doesn't cause trouble, I will be very happy. One day, I will come back and ask my dear brother to help me."
He began to make reports on common people's lives, and published them in long series.
Xu Jingchang thought for a long time and could only say: "Well, if you definitely need manpower, I will send you a batch of the best from Zhu Zhanji's school. But you can't treat them badly."
Without waiting for Xu Jingchang to say anything, he left directly, leaving behind a handsome figure.
Xu Jingchang smiled and said: "Since His Highness loves money so much, why does he not hesitate to spend money? I seem to be confused!"
That's right, it's Zhu Laosan holding Di Bao.
"Grandma, I just discovered today that this bastard looks a bit like his father!" Xu Jingchang crossed his legs and sighed angrily.
Zhu Gaoxu said lightly: "It's really hard to see yourself and others clearly without a fall... My dear brother made me fall almost to pieces, and then pulled me back from the underworld. I often think about losing my father.
With my mother's favor, what do I have left? Is it Qiu Fu's so-called friends who have been through life and death, or is it a villain like Wang Ning who tends to follow the crowd? Later I figured it out, people's hearts are cold and far less real than golden things."
Now that there was a loan guaranteed by Zhu Gaoxu, everyone gradually became bolder and began to borrow money from the King of Han.
Who is the future prince of Ming Dynasty?
Zhu Gaosui has already begun preparations to open a branch in Suzhou.
In April or May, the Ministry of Rites asked for the crown prince to be established immediately, and An Guoben's memorial caused a stir in the busy court.
So Zhu Laosan walked around the streets and racked his brains, and he actually found a new method.
There is one more big bastard who offers money, and it seems that there is really no reason to refuse.
Zhu Gaoxu's performance was outstanding, but in March, the most handsome boy in Yingtian City became the third oldest Zhu Gaosui.
As business increased, Zhu Gaoxu was most worried not about insufficient capital, but about insufficient manpower. He had to come to the General Affairs Department to seek help from Xu Jingchang.
Zhu Gaosui gradually discovered the value of Di Bao. When used properly, this thing is no less powerful than the Three Laws Division!
It turns out this guy hasn't given up yet.
Zhu Gaoxu added two more words, and Xu Jingchang's temple moved suddenly, as if he had been hit hard, and then a golden light appeared in front of his eyes...
Xu Jingchang frowned slightly, "What do you mean, you want to buy me with money? Don't forget, you learned your business skills from me. This bit of your ethics..."
Zhu Gaosui spent a lot of effort to understand the situation in the mountain village, reporting on family situations, their income and expenses, the various problems they face, the changes that small loans can bring to them, and their aspirations for life...
Xu Jingchang couldn't help but said in Shenxi's tone: "So, His Highness the King of Han really has the style of Lord Mengchang, which makes people fall in love with him."
"One million strings!" Zhu Gaoxu said lightly.
Or is it the eldest prince who seems to be mediocre and mediocre?
The second and third party members soon emerged in the court.
On the contrary, as the crown prince, Zhu Gaochi was in a very disadvantageous position in this competition because he did not do anything shocking.
Empress Xu couldn't express her opinions this time. The second son had obviously changed his ways, and the third son was even more polite. As a mother, she must treat everyone equally.
And at this turbulent time, Jian Yi, the Minister of the Ministry of Personnel, took the initiative to stay after Xunhui. He said with worry: "Xu Tongzheng, the nobles around the second prince have regrouped, and there are many destitute people around the third prince."
Scholars, he echoes each other from afar... I'm afraid that no matter which one of them becomes the prince, the Ming Dynasty will never have peace!"