"Brother Wang, what kind of business are you doing?" Yu Wenhao asked.
"I, as long as I do bank-related business." Brother Wang smiled, "Sunny but not sunny, no matter what, as long as I can make money, I will do it. I don't have my head in my waist."
Yu Wenhao looked at Brother Wang, his expression was relaxed, it didn't look like he had his head tucked into his waist.
Yu Wenhao shook his head: "No way, and what you said about sunshine not being sunshine, I don't understand."
"Haha, you don't need to understand. This business is not done by humans. Only people like me will take risks. To be honest, I don't know how many people I have dealt with over the years and have done this together.
How much?" Brother Wang said.
Yu Wenhao said: "I still don't think it's the case. Brother Wang looks like a big boss."
"Boss? That's right. I used to be, I dare not say big, but had assets of several hundred million." Brother Wang shook his head, "Now, it's like having a dream. I haven't woken up from the dream, but everything has already happened."
It's a dream...do you understand that word? Nightmare."
"You know, a factory has a dog on top and a ghost on the bottom."
"Hey, that's good. You're a ride-hailing driver, and your education level is quite high."
Who are you looking down on? Yu Wenhao said: "I also work part-time to drive an online ride-hailing service, not on weekends. My job is at a printing company under the Hangzhou News Group..."
"Don't worry, what I'm doing this time is sunshine business. It's a boost for the bank, and I just want to make some hard-earned money from running away."
Yu Wenhao quickly shook his head: "I don't dare. It's tens of millions. I'm scared to death when I hear it."
Yu Wenhao wanted to ask Brother Wang what happened that turned him, a former billionaire, into a nightmare. But he felt it was inconvenient to ask, so he didn't ask.
Brother Wang said: "The bank's deposit assessment is divided into daily average, month-end, quarter-end and year. It is the end of March and the end of the quarter. The data at this time is very important, affecting the salesperson and the president.
performance, those banks that have not completed their tasks need to attract deposits to make this number look better.
Yu Wenhao asked: "What does this bank impulse mean?"
"I'll just earn some money for tea, run a hard trip, and get tens of thousands of dollars."
"What about you?" Yu Wenhao asked.
"Earning this kind of money will make you addicted. Once the end of the month comes, old customers will come to your door. Those who can mobilize hundreds of millions or billions of funds, think about it. If they just remain calm like this, they can
How much do you earn? How can you not become addicted?”
"Except for the normal deposit interest, there is also a bonus fee from the bank. There is no bonus fee. Who would transfer the money to you to deposit it? Qian San means that this money will be left for one night and you can take it out. You will be given three yuan for one thousand yuan.
Benefit fee.”
Don't worry, don't worry. I'm just an online ride-hailing driver. What you do is none of my business. As long as you don't put drugs in my car. This Brother Wang, he said he would take risks, but it has nothing to do with drugs.
Do you have anything to worry about?
Yu Wenhao asked: "All this money, I mean discount interest, is paid by the bank?"
"What you just said is wrong. Not all the people who go inside are vicious. I know many people who look like me and have similar experiences. They were all bosses in the past, and then they had a dream, and then they got up again.
The conditions and opportunities are gone, so we can only take a chance and take risks."
When Brother Wang said this, he paused for a while, as if he was considering whether to continue talking to Yu Hao, but he continued:
"That's awesome, Brother Wang, it turns out you are making a lot of money!" Yu Wenhao shouted.
"The next morning, you can transfer the money out, because it is transferred from your own account to your own account, and the operation is completed by yourself at the counter or online, so there is no problem with the safety of the funds, as long as the bank is reliable.
If you encounter an unreliable bank, they may try to make your funds stay with them for a few more days, which is to offset the daily average."
"How's it going? Less than, does it sound scary?" Brother Wang asked.
Yu Wenhao nodded honestly: "A little bit."
Brother Wang laughed loudly. He struggled away from the seat belt, leaned over, patted Yu Wenhao on the shoulder, and said to him:
"Me? I don't make a lot of money. This money is given to the capital side so they can make money. Think about it, it's all public money. It was transferred out and came back one night. I got it without anyone noticing."
With more cash, they can make big money, and they can make it very safely, and almost no one knows about it.
"For example, on the bank side, if I pay the interest discount first and you don't get the money, what should I do? On the capital side, what should I do if I worry that I won't get the interest discount even if I put in the money? In this way, there are brokers like me who can pull in the money.
The pimp, the value of his existence, brings them together. The bank trusts me, and the capital side also trusts me, so this can be done, otherwise it will be all in vain."
Yu Wen improved and asked: "Brother Wang, what did you just say, sunshine and non-sunshine, mean?"
"Theoretically speaking, you can make the deposit before the bank's public system closes at 4:30 pm on the 31st, but we all require the deposit to be made in the morning, because if you can't make the deposit in the morning, I can temporarily transfer funds. Sometimes
In order to save face and protect the bank's reputation, we will do it even if the cost is high.
Brother Wang looked at him and asked, "Have you ever been in this business?"
"Yes, mutual trust is the most important thing, so unless there is an emergency, I will not deal with the middleman. If there is a problem, it will basically be the middleman." Brother Wang said, "No matter what, there is a sequence here.
problem.
Yu Wenhao immediately figured it out and was shocked. He asked: "Of those 80 million, you made 240,000 in one day?"
"I know, it's in the red house at Xingfu Bridge, right?" Brother Wang asked.
Yu Wenhao was very curious: "Brother Wang, what does Qiansan mean?"
"So, trust is very important." Yu Wenhao said.
Yu Wenhao felt a chill on his back. What kind of business is this? Who is this? Money will disappear after entering the bank. What the hell is this?
Brother Wang nodded and said yes.
"Is this scary to death?" Brother Wang laughed, "Businesses worth tens of millions are small businesses, and deals worth hundreds of millions are very common."
"Where does the bank have this funds? Whether it is the president or the salesperson, they all have resources and loan customers. They have to pay this money. Only after they have paid this money and bought this deposit can your loan be granted.
, or, only by retaining the salesperson or president can you retain your loan, even if the enterprise doesn’t want to do it.”
"It's not sunshine. To put it bluntly, even if you are successful, you will be jailed. It's about cooperating with people inside the bank to turn depositors' money into your own. It's a lot of money and it's full of tricks. Go search the news, what?
Drunkards have lost as much money as they want, and depositors' money has gone missing after entering the bank. It's all gone like this. I know many of the people who did this, and they are all still there."
"The thousand three you are talking about is interest discount?" Yu Wenhao immediately thought of it and asked.
"It's very simple. Sunshine is the normal business of the bank. At most, it is a little sidelined and will not be sanctioned by the law, such as deposit surge business, acceptance bill discount business, etc."
As the two of them chatted, they found more and more points of agreement. They felt that the conversation was congenial and they got closer. Returning to the previous topic, Brother Wang said:
Yu Wenhao shook his head, and Brother Wang laughed: "It seems that you are self-taught and have the potential to do capital business."
Yu Wenhao nodded and said yes.
Thank you Huo Shaoyun 0406, Xinghai Bookworm 1977, Wandering AA for the reward! Thank you Runcheng Zhai Leng, Yuehai Xiaopeng, in fact, I really care about the monthly ticket! Thank you for all the recommendation votes and reading! Good afternoon everyone!