Chapter 51 It's Project Evaluation, Not Asset Evaluation
Chapter 51 It’s a project assessment, not an asset assessment
Author: Mei Shiniang
Chapter 51 It’s a project assessment, not an asset assessment
Mr. Wang immediately contacted the evaluation company that Mr. Ma gave him. The other party said that they could issue an evaluation report for their project. However, the evaluation fee mentioned by the other party shocked Mr. Wang, and the other party offered a price of 500,000.
Mr. Wang called Mr. Ma and told him the matter. Mr. Ma was also very embarrassed. He said, we have no way to suppress the third party. If we do, they will make random assessments. What will happen in the end?
On the other hand, it is the result of our intervention. How do we say it?
"Mr. Wang, regarding the evaluation fee, you two are the parties, the entrusting party and the entrusted party. You can only negotiate it yourself."
Mr. Wang asked: "Mr. Ma, is it possible for me to find another appraisal company?"
"No, the appraisal company's matter is not decided by me. It is our company's assessment and certification. The business of each department must pass the appraisal of this appraisal company. By the way, isn't the same for banks?" Mr. Ma asked rhetorically
.
Mr. Wang is looking for a bank loan. The bank also needs an appraisal report from an appraisal company. The bank will also appoint an appraisal company. However, the appraisal fee is not so high. It is several times higher than the normal charging standard.
The assessment fee collection standards stipulated by the state are progressive, taking RMB 100 million as an example:
For the part below 1 million yuan, 100×8‰=80,000 yuan; for the part between 1 million yuan and 10 million yuan, 900×3.5‰=31,500 yuan; for the part between 10 million yuan and 50 million yuan, 4000×1.2‰=48,000 yuan
; The part of 50 million yuan to 100 million yuan, 5000×0.75‰=37,500 yuan. The total is 0.8+3.15+4.8+3.75=125,000 yuan.
If the assessed value exceeds 100 million, for every additional 100 million, the assessment fee will be increased by 10,000.
According to this standard, Mr. Wang carefully calculated that he wanted to make an evaluation report worth 500 million yuan, and the cost should be 165,000 yuan.
"You can also choose to do asset appraisal. If you want to do asset appraisal, we will charge according to this standard, and we can also give you a discount. CIC can also accept asset appraisal."
The three people sat down on the sofa. Mr. Li asked Mr. Wang: "How is your relationship with the local bank?"
Mr. Ma handed the evaluation report to Mr. Li and told him that this was Mr. Wang’s evaluation report and it met our requirements.
"Very good." Mr. Wang said, but he still looked at Mr. Ma doubtfully. What does this have to do with the bank?
Mr. Ma and Mr. Wang said yes together.
After thinking clearly, Mr. Wang squeezed out 500,000 from the company's already tight funds and called the appraisal company.
In front of Mr. Li and Mr. Ma, Mr. Wang called the president of the bank he was familiar with and told him about the funds. The employer wanted to entrust the bank to do third-party supervision. The president told him that this business
Of course their bank can do it.
The so-called third-party supervision of banks is similar to entrusted loans. It does not require the bank to pay a penny and earns a supervision fee in vain. All they have to do is to prevent this money from being transferred to other companies or companies.
It's just a project, how could they not agree?
"But what we need to do now is project evaluation, not asset evaluation, and the charging standards are definitely different."
At the same time, he also has time. When the development zone adjusts the land in place, his real estate certificate can be smoothly issued. As long as the real estate certificate is obtained, he can go to the bank and mortgage the factory to them. In this way, he will have a lot of money.
Come out with a sum of funds. For a company like them that is developing and expanding its market, how can there be too much money?
"First of all, of course, the certificates must be complete. Provide us with the land certificate and real estate certificate to prove that you have legally owned this part of the assets, right? We can only start work on this basis."
"No, no, thank you."
"Really?" Mr. Ma asked.
The other party kindly reminded Mr. Wang and said to him:
"No, no need to go to such trouble." Mr. Wang said quickly, "It's already midnight when I arrive in Beijing. No need to bother the driver. I can just take a taxi myself. I'll go to Mr. Ma's office tomorrow morning."
Mr. Wang talked to the other party, and the other party said that what you mentioned is the charging standard for asset appraisal. Asset appraisal is so simple that we don’t need to do any work. The area of land and real estate has been confirmed by the relevant departments.
Just refer to the current local market price.
He felt that the hotel he stayed in brought him good luck, so he deliberately stayed here this time. When he arrived at the front desk, Mr. Wang still wanted the room he stayed in last time, but unfortunately this time
There are already guests in the room, so Mr. Wang can only give up.
At the same time, Mr. Wang also had a small thought in mind. Another advantage of doing project evaluation is that he did not mortgage his assets to CIC. As long as their money comes in, he will breathe a sigh of relief and the new factory can start operating. It is already in operation.
A shrinking market can be expanded again.
Mr. Ma seemed to know what Mr. Wang was thinking, and quickly explained: "When our money goes out, we require the local bank to do third-party supervision. We need to sign a supervision agreement with your local supervisory bank."
The entire evaluation work went smoothly, and Mr. Wang got the evaluation report he dreamed of.
Mr. Ma said yes, you send me your flight number and I will have someone pick you up at the airport.
Mr. Wang said fine, "Then I will do asset appraisal. What procedures are required?"
Mr. Wang is already in a hurry here. He is waiting for the rice to be put into the pot, or rather, the oil in the pot is starting to smoke. He doesn't even have the ingredients to fry. Where can he wait to get the land certificate and real estate certificate?
Go find them. I'm afraid that by then, CIC will change its mind again, saying that there is a policy adjustment, or that this year's loan quota has been used up and no more loans can be issued.
The next morning, Mr. Wang took the evaluation report to Mr. Ma’s office. Mr. Ma looked at the evaluation report, stood up and said to Mr. Wang:
"There are two options. One is to wait for the certificate to be issued and then come to us for asset appraisal. The other is to do project appraisal," the other party said.
"You come with me."
For Mr. Wang, as long as the money is transferred to his company account, how he uses it next is not his business. How can the bank supervise it? Theoretically, the bank must do post-loan supervision for all bank loans, but in practice there are
Who cares? They don’t care about their own money, let alone other people’s money.
This time when he went to Beijing, Mr. Wang stayed at the Ruisi Hotel in Beijing Overseas Chinese Building. It is easy to be superstitious when people are not going well or when things are going too well. Mr. Wang felt that he was so lucky to meet Mr. Ma and others like him last time he came to Beijing.
A large company with a Chinese prefix has solved all its problems.
Mr. Ma took Mr. Wang to the office of the general manager of their company. The general manager’s surname was Li. As soon as Mr. Ma introduced him, Mr. Li knew it. He said:
Everything was finalized, Mr. Li and Mr. Ma said:
"Then my current real estate certificate and part of the land certificate are in the process of being processed. Is that okay?"
"Then don't delay Mr. Wang and make him anxious here. You immediately send Mr. Wang back to sign a supervision agreement with the bank. Once the agreement is signed, the money can go through."
Mr. Li said: "It is a good thing for banks, and most banks will agree."
As soon as he received the evaluation report, Mr. Wang immediately called Mr. Ma and told him that he would take the evening flight to Beijing and deliver the evaluation report in person.
"Okay, we'll see you tomorrow." After Mr. Ma finished speaking, he hung up the phone.
"Then, what should we do?"
"Is that the project in Hangzhou? The one we have already decided on?"
Mr. Wang was choked up all of a sudden. Isn't it because he didn't have a certificate? After thinking about it, he asked:
Who can say for sure about this kind of thing?
The other party flatly refused: "That won't work. As long as the certificate is not issued, legally speaking, you do not own the land and the house. We can't do it."
Mr. Li did not receive the evaluation report, but said to Mr. Ma: "Since the conditions are met, let's hand it over to the Compliance Department. Come on, sit down, Mr. Wang."
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