"Whether I look down on you or not, it doesn't matter." Fang Zhe smiled, his big round eyes full of confusion.
"If you don't understand, go back and think about it slowly. In this life, you want too many things. What can you get? If you want to understand this, you won't live in confusion." Fang Zhe didn't look at her anymore and stared at the campus in front of him.
door.
Yuanyuan opened the car door and left without rushing. She came to the car window on Fang Zhe's side and looked down: "I will get ahead."
Fang Zhe laughed again, Yuanyuan snorted, turned around and left. When Fang Zhe turned around, Yuanyuan looked back at him, her eyes were already red, she watched the car go away, and murmured to herself: "Thank you!"
He rubbed his sore nose.
Fang Zhe is not a kind person. He only helps Yuanyuan to do something convenient. The original intention of sponsoring the TV series is to advertise. Yiren's clothing is the foundation of Fang Zhe. At first, Fang Zhe just wanted to find something to do, but he found that things had taken a different direction.
The direction of development is under his own control. If he quits, the two thousand female workers in the factory will take his turn.
Being a boss for so many people, a sales problem in one month will make Fang Zhe restless, and half a year will make him bankrupt. Being a boss is not that easy. The only thing to be thankful for is that this is a good era. Productivity has not yet reached
At its peak, there was no mention of abundant supplies. After people had enough to eat and clothing to wear, their pursuit of beauty had just begun.
Fang Zhe plans to work in this business for a lifetime. It will take at most ten years to transform, and at most one enemy will be left to customize Yiren's clothing. In the future, the profits of garment factories in this country will be terrible. If we wait until then to transform, the day lily will be cold.
.
Qin Lili finally sat opposite Fang Zhe again: "Mr. Fang has already borrowed five million from China Construction Bank, why do you still need a loan?"
Fang Zhe sighed faintly: "Ms. Qin, I am actually not a diligent person. I also want to sleep until I wake up naturally every day and count money until my hands cramp. But it can't be done. Women are afraid of marrying the wrong man, and men are afraid of marrying the wrong man.
Okay. I am a representative figure who has entered the wrong profession. Now it is too late to change. There are two thousand female workers in the workshop waiting for food, so I have to bite the bullet and carry on."
"Mr. Fang, can you explain clearly?" Qin Lili thought what he said was interesting and couldn't help but want to laugh.
"Foreign businessmen offered to sell goods, but I didn't have much cash, so I had to take out a loan. If I didn't take the job, the workshop would have to stop working. It's hard to get off the ground! If I want to fire a female worker, more than 10,000 people in the Sixth Cotton Spinning Factory will drown me in their saliva.
." Fang Zhe sighed, not like a high-spirited young boss at all, and it seemed that the person sitting across from him was not from a bank.
"Yanda Company has 150,000 U.S. dollars in its account with our bank. According to the current exchange rate..." Qin Lili said in a businesslike tone when Fang Zhe raised her hand to interrupt her: "Please forgive me for being rude. Can you?"
Don’t you mention the official exchange rate?”
Qin Lili couldn't hold back this time, and laughed: "Okay, let's not mention the exchange rate." Qin Lili knew very well that the current private exchange rate for foreign exchange, one dollar for ten yuan is the lowest.
"One million, what do you think of this number, Mr. Fang?" Qin Lili asked with a smile. Fang Zhe smiled and looked at the door. Qin Lili turned around, and her face turned pale when she found no one. When she turned back, she smiled reluctantly:
"Isn't that too little?"
Fang Zhe said with a smile: "No, I won't embarrass Ms. Qin." Qin Lili's heart tightened after hearing this, and she roared in her heart: Is this bastard going to change a bank for a loan? Don't you know about bargaining?
Will the people at the bank still ask you for a loan? Money has been tightening recently, do you know that, asshole?
"Then one million, two cents interest, that's not too much, right?" Qin Lili continued, the smile on her face unchanged.
"Ms. Qin, wait a minute." At this time, the phone rang. Fang Zhe picked up the phone and answered it. After humming twice, he hung up. When he looked at Qin Lili, his smile became even wider: "Let's get here first today. I have other things to do.
To be dealt with.”
No matter how reluctant Qin Lili was, she had no choice but to stand up and say goodbye. Fang Zhe walked to the door and went back. When Qin Lili went downstairs, she saw a car parked at the door, and the person who got out of the car was someone she knew, a person in charge of ICBC.
Qin Lili's feet seemed to have roots and she couldn't move her legs. She turned around and quickly went upstairs to find Fang Lihua.
"Sister Fang, can we talk?" Qin Lili smiled hard, and Fang Lihua rolled her eyes: "What are you talking about?"
"I just saw people from ICBC coming, what's going on?" Qin Lili lowered her voice, and Fang Lihua smiled: "Nothing, I'm just here to collect savings. It's just an ICBC near the specialty store. It's the end of the year."
Even if I kill Qin Lili, I don’t believe what Fang Lihua said. Is a salesperson who is a bank account qualified to allocate a car? Is it worth a personal visit from the director of the credit department? Sister, can you stop telling such childish lies.
Qin Lili regretted it. She had originally planned to take Fang Zhe. After all, as a bank, she was used to being strong.
"Sister Fang, let's have dinner together tonight?" Qin Lili sent out an invitation. Fang Lihua put down what she was doing and looked at her calmly. When Qin Lili's spine felt hairy when she looked at her, she said: "You, you are a very stable person.
, how to be clever?"
Qin Lili smiled awkwardly, and Fang Lihua whispered: "Do you know what the turnover of the specialty store is for two months? Not counting the Imperial City branch, the average daily turnover of the Songjiang branch is 130,000. The Gusu branch and the Jianye branch
It is being renovated, and the Suzhou branch will open next month, and the Jianye branch will open in December. This is where ICBC came."
"Sister Fang, I was just joking." Qin Lili explained in a low voice. Fang Lihua smiled and said: "You are pretty, right? What you do is useful to other men, but it always has the opposite effect. Fang
He is able to start such a big business at a younger age than you. Do you think he is a simple person? He is just as light as two ounces when he sees a beautiful woman? Now there are 2,000 female workers working for Yuanda Company, and they are piled up in two large warehouses.
If it doesn’t, we have to build a new factory. Do you know how much pressure this is? Do you still have the heart to joke?"
Qin Lili lowered her head and said nothing, and then Fang Lihua gave up: "Wait, let's go there together during lunch."
Qin Lili immediately laughed. Actually, she didn't care about the loan or not. What she cared about was that Fang Zhe changed his foreign exchange account. The so-called joke today was intended to make Fang Zhe put all his foreign exchange current accounts in Bank of China. It was a mistake.
!
Banks are not good people. The director of ICBC who came to visit me was also named Fang. He was a fat man and he smiled like a cook.
Under normal circumstances, people from banks only visit for two reasons, one is to collect deposits, and the other is to collect payment.
When collecting savings, he smiles all over his face, but when he collects money, he is black and white.
The fat Director Fang is here to attract savings. The money in the ICBC account has been transferred out very quickly recently, which gives Director Fang a headache. There are tasks for attracting savings every year, and this year's task has not been completed yet. Don't think that credit
The Ministry has no task of acquiring reserves.
"Mr. Fang, please don't be offended if you take the liberty of visiting me." The fat director smiled and extended his hand. Fang Zhe shook hands politely and said, "I am a businessman. When I see people in banks who are naturally short, Director Fang's visit is very surprising."
I’m uneasy. I didn’t do anything wrong, did I hurt ICBC’s interests?”
Director Fang's smile was a little distorted after saying this, and he could only think it was a joke. Who knew that his anger towards Qin Lili hadn't dissipated just now, and it would come out now. Fang Zhe didn't have a good impression of the people in the bank, and he never took the initiative to see the bank.
people.
"It's the end of October, and the end of the year is coming soon. I'm a little busy and would like to ask Mr. Fang for help." The fat director had no choice but to explain his purpose.
Fang Zhe showed a suspicious expression: "Director Fang, did I hear you right?" The fat director smiled even more: "You heard me right!"
Then the fat director explained the purpose of his visit and hoped that the money in Yuanda Company's account with ICBC would not be touched before the end of the month.
After hearing this, Fang Zhe smiled bitterly and said: "Director Fang, you are making things difficult for me. Now I am so poor that I have to take out a loan. Just before you left, Ms. Qin from the Bank of China left. I was not allowed to transfer the foreign exchange in my account."
, then he was willing to lend me a loan."
"Mr. Fang wants a loan, why don't you go to our ICBC?" The fat master suddenly became energetic. Fang Zhe shook his head and said: "It's not easy to get money from the bank. The loan must be repaid and interest paid. I
You can run a business without taking out loans."
The fat director immediately said: "The turnover of Yuanda Company with ICBC is over 10 million. I dare not say more than that. One or two million does not need to be mortgaged. The interest is also normal interest. You can apply for it whenever you want."
"I remember Director Fang's kindness. I will trouble you if necessary." Fang Zhe still did not let go.
The fat director smiled and said: "Mr. Fang, what I said..." Fang Zhe thought for a moment and said, "Okay, I'll try my best."
Fang Zhe doesn't understand the bank's affairs, but since he's here to do this, it's not good if he doesn't agree to help.
The fat director achieved his goal and didn't stay much longer. He stood up and left. After Fang Zhe was sent downstairs, he thought something was wrong. He went to the finance department and asked Fang Lishu, "How much money is there in the ICBC account?"
Fang Lishu replied: "More than eight million, why, does Mr. Fang need money?" Fang Zhe shook his head: "Where did you get such money?"
Fang Lishu said: "The money from Songjiang and Imperial Capital stores in October was deposited in ICBC. The one million has not been transferred yet. Isn't it because the wages have not been paid yet, and the money from Jinxin Factory has not been transferred.
, we agreed to pay tomorrow."
Fang Zhe looked at the calendar and suddenly got a headache. It was the 20th. It was too straightforward to agree to Director Fang just now.
"Where is the CCB account?" Fang Zhe scratched her head, and Fang Lishu immediately replied: "There are still more than 6 million in the CCB account, and this does not include foreign exchange money. Now is the time when funds are concentrated, and there are many places to use money at the end of the month.
. Jinxin, district construction, wages, taxes, and the management’s wages will be paid early next month.”
Fang Zhe did the math and found out that he actually didn't have much money and had spent too much money recently. He had a five million loan in his CCB account. He had to hurry up and open the branch. It would be good to have another cash flow channel.
"Well, I understand. Don't touch the ICBC account before the end of the month. You can only enter but not withdraw." Fang Zhe said and turned to leave. Fang Lishu was anxious: "What do you say about the money promised to Jin Xin?"