She smiled and waved her hands and said, "You're welcome, come in and talk." After entering the office, Mei Ying made tea and came out, and then Qin Lili said, "Mr. Fang, I'm so sorry."
"Don't say that. You are just an employee of China Construction Bank. The relationship between you and me is just a working relationship. There is no need to be so serious."
The bank is undoubtedly a place where elites gather together. Both Yin Hong and Fang Xiaodong that Fang Zhe has come into contact with have one characteristic, that is, they are very sophisticated in dealing with people. The former is good at using his appearance to maintain an appropriate distance so that people are not annoying and are willing to approach.
The latter gives people a feeling of spring breeze, and the means of bringing them closer is like spring rain that moistens things silently.
Qin Lili is a bit stiff, which may have something to do with her age, and she is obviously a bit inexperienced.
Fang Zhe knows very well the relationship between a company and a bank. If the company is not managed well, the bank will not be able to hide from you. Therefore, Qin Lili's attitude is not important to Fang Zhe, and there is no essential difference in purpose from Yin Hong and Fang Xiaodong.
"Yanda Company needs a loan, and China Construction Bank provides it. If the conditions are suitable, we will cooperate. If the conditions are not suitable, we will wait for the next opportunity." Fang Zhe was still smiling, as if the two were good friends before. In fact, Qin Lili knew the two very well.
There was no harmony between them, but Fang Zhe took the initiative to give her a step down.
Regardless of her identity, Qin Lili doesn't think the two can be friends, and this must be improved.
"I was transferred from the head office to the branch, and I have always wanted to work hard to make some achievements. Maybe I was too hasty, and sometimes I didn't master the technique and attitude well. If this makes Mr. Fang unhappy, I would like to apologize here."
Qin Lili's apology was sincere, but Fang Zhe waved her hands with a smile: "It's all for work."
In response to this, Qin Lili could only lament in her heart that improving relations cannot be achieved in a day. Then let's do something practical.
"ICBC gave Mr. Fang one point of interest. We at Bank of China are not willing to be inferior. Three million is my maximum authority. Does Mr. Fang see any problems?" Qin Lili simply came directly. CCB has the highest interest rate, but others
He had the upper hand. Fang Xiaodong from ICBC directly gave him one point of interest and won the second round.
Is there so much money in the bank that it can’t be borrowed? Obviously not. The No. 6 Cotton Spinning Factory next door is a bad example. I begged my grandfather and grandma to sue my grandma, but the city government came forward to borrow 10 million working capital. This was the result of sharing by the four major banks.
Two and a half million for each family.
For large state-owned enterprises like this, banks can only lend them money and ask them not to close down at a loss.
Enterprises like Yuanda Company are thankful that they are not state-owned enterprises. If only state-owned banks could visit them every day.
"Okay!" Fang Zhe agreed simply, but after a slight pause, he continued: "Ms. Qin, I hope that we can be friends in the future and can talk about things directly. If you have any difficulties, you can tell me."
Qin Lili's mood was very complicated, Fang Zhe's senses had undergone some changes, and he had no intention of taking the opportunity to embarrass herself.
"Okay!" Qin Lili smiled and stretched out her hand: "As for the formalities, you can go through it at any time."
Fang Zhe called Fang Lishu in and asked her to handle the matter. The matter with the Bank of China came to an end, and Fang Zhe breathed a sigh of relief. With a loan of five million from two banks, the next step can be bigger.
After seeing off Qin Lili, he called Fang Lihua in to give some instructions. Fang Zhe had to go on a business trip. The Suzhou branch was officially opened and he wanted to go check it out. Fang Lihua had always resolutely implemented Fang Zhe's decision, but this time he was a little hesitant.
Ask: "Mr. Fang, the supply pressure on the foreign trade side is already very high. If you want to open a branch, can you slow it down? Or try another method, such as the Imperial City branch."
Fang Zhe shook his head: "I know your idea is for the good of the company, but the model of the Imperial City branch is not advisable for the development of the company. The autonomy of such a branch is too high, and now it is a seller's market. For the sake of profit, autonomy is relatively high.
High-end branches often do things that harm their brand image."
Fang Lihua insisted: "We will open a branch ourselves. If the business is good, we will definitely encounter some interference from outside forces."
This was a true statement. Fang Zhe was silent for a moment: "No matter how great the resistance and interference are, it is not a reason to give up."
"What if? I mean, what if we encounter strong interference?"
Fang Zhe pondered for a moment: "Then just evacuate the location, even if the early investment is in vain."
"Okay, I won't insist anymore." Fang Lihua knew that there was no point in talking anymore, so she chose to keep silent.
After driving for three hours and arriving in Suzhou, I went to the hotel and stayed at the house Yu Fen bought.
When they met again, Yu Fen seemed to be a different person. He seemed several years younger than before, and his face was as rosy as a girl's.
"Son, you didn't see the grand opening day. If the clerk from Songjiang hadn't been experienced, something would have happened."
Yu Fen kept talking, and Fang Zhe listened to her talk about the situation with a smile. Today is the third day of opening of the branch. The reason why he didn't come over was not because he didn't pay attention, but because he didn't have time. At the same time, he also wanted to practice Yu Fen's coping skills.
ability.
"Nowadays, the streets are full of bodybuilding pants, let alone matching them. Only in our Yiren store, you can't even see a pair of bodybuilding pants. Many customers buy the clothes and wear them back. The strongest reaction is that
Unique beauty.”
Fang Zhe listened and smiled and said: "Isn't this our advertising slogan? Unique beauty."
Yu Fen said with a smile: "Yes, the so-called trends in the market in recent years have no characteristics at all. At that time, bell-bottom pants were common, then mohair knitted clothes were common, and now bodybuilding pants are common. We Yiren are really unique in this market.
The design of the clothing and the layout of the store are unrivaled in all of Suzhou."
Fang Zhe just smiled after hearing this, not too proud. Yu Fen continued: "Three days after opening, Urban Beauty winter model, eight styles, has sold 3,000 sets, and the daily purchase limit of 1,000 sets is not enough.
If you use it, Urban Beauty will be out of stock in eight days. Son, do you really want to have a limited edition? Isn’t it stupid not to make money when you have money?"
Fang Zhe shook his head: "The limit is a must and there is no room for negotiation. I have an idea whether to open two specialty stores in Yangcheng and the Special Economic Zone."
"It can be opened. The problem is that Hong Kong City is the leader of the trend now. Yiren may not be competitive enough. After all, it opened early there." Yu Fen was led to a wrong topic and did not mention the Suzhou branch.
Something happened.
"Well, I thought so before, but the trend of our country's full opening up is irreversible. The market there is too big, so I'm not willing to give up like this."
Yu Fen said: "It's better to say goodbye now. Let's establish the image of a well-known domestic brand in the mainland. When we become stronger in the future, it won't be too late to go south in a big way." Obviously, he still has no confidence.
"Well, let's do this for now. This time I am coming out and planning to go to Hangzhou to select the site first and then the personnel. We need to move faster in the markets of the two economically developed provinces in the southeast."
Yu Fen said: "Let's go together then. This area is all under my control." Fang Zhe nodded. He was very happy about his mother's condition. She has always had a strong character. She used to work for others.
There are rare times when she is so high-spirited. Now that she is considered the boss, her whole mentality has changed drastically.
Not much chatter, we went to bed early, woke up early the next morning, packed up, and drove to the specialty store together.
Fang Zhe drove the car dozens of meters away, put on a pair of sunglasses, and said to Fen: "I won't go in first, let's take a look outside." Yu Fen said with a smile: "Okay, I'll ask Mr. Fang to pay a private visit incognito."
Let’s see if there is anything wrong with the Gusu store.”
Fang Zhe shook his head and said: "I just want to understand the customer's thoughts. It's not that complicated."
After walking forward for a while, there were still five minutes left before the store opened. There was already a team of more than a dozen people outside the store. Fang Zhe glanced at it and saw that they were all women, so they must not be stooges.
Walking to the back of the queue, Fang Zhe became the only male in the queue, which was a highlight.
"Hello, I'm a tourist, what are you doing queuing up here for?" Fang Zhe took the initiative to talk to an older lady in front of her. When she looked back, she thought, oh, he's a bit handsome, and the displeasure on his face quickly disappeared.
"It's a specialty store. Didn't you read today's newspaper? This store is a domestic brand, specializing in women's clothing."
"Ah, do you have to queue up to buy clothes now?" Fang Zhe pretended to be surprised, and the customer sister became interested: "It's good now, but there will be more people later. Today is Sunday, I got up early on purpose.
buying clothes."
"Well, it's obvious that the eldest sister is a social elite. I wonder where she will be?" Fang Zhe started chatting, and the customer eldest sister also said with great interest: "I work in a foreign company, and a colleague came the day before yesterday. When he put it back on, he was dazzled by it.
.Although it’s a bit expensive, this store has a uniform price across the country, so you won’t lose if it’s a little more expensive. As for the famous brands, they are the same across the country.”
At this time, another woman came from behind, with the aura of a young girl. She stood behind and kept looking forward, as if she wanted to see how many people were in the team. Fang Zhe turned around and asked with a smile: "Are you anxious? Then I'll let you know
You stand in front."
When the woman saw Fang Zhe's appearance clearly, she immediately blushed and lowered her head. Women of this age are still relatively shy. In another twenty years, Fang Zhe's style will obviously be counterattacked.
"Thank you. I'm not here to buy clothes. I heard you can work part-time here, so I came here specifically to ask."
Fang Zhe took a look and realized that her clothes were very simple, but she was very beautiful.
"Part-time job?" Fang Zhe asked in surprise, he actually didn't know about this.
"Yes, my classmate came to see me yesterday. We are indeed recruiting part-time workers here, but they only recruit college students. We pay by the hour and settle by the day." The girl mustered up the courage to turn around and explain. Fang Zhe smiled at her, which made her laugh.
His face was red.
Taking advantage of the opportunity when the store door opened and customers began to enter, Fang Zhe slipped away. He stood aside and continued reading, then took out his phone and called Yu Fen: "What's the deal with part-time work?" Yu Fen said, "I'm too busy, I forgot.
I’ve told you this. There is a purchase limit for urban beauties, so Youth Storm is a long-term business. I think finding college students to do part-time jobs is good for publicity, so I arranged it like this."