Banks are always very busy in spring, and most loans are issued at this time.
Yin Hong was still surprised when she saw Fang Zhe. After all, he came to CCB to do business and didn't contact her. Is it because he was afraid that she would have ideas? Didn't she want to let herself understand as a return of favor? In short, she felt very complicated, and she still wanted to talk to Fang Zhe.
There are more human connections. And if Fang Zhe comes to the bank, he will definitely bring business.
In terms of foreign exchange, bank management is very strict. Even Yin Hong does not dare to make a fuss about the foreign exchange of customers. He always asks for permission. Last time, I was very busy. Many depositors with good connections expressed their willingness to help, but the most were only seven or eight.
Ten thousand U.S. dollars. Only Fang Zhe took out half of the U.S. dollars from his account.
"Why did Mr. Fang come in person?" Yin Hong came out of the office and greeted her. Fang Zhe was obviously stunned: "Yes, Manager Yan, I have something to do." Fang Lishu beside her also nodded to Yin Hong.
"That's right. Is there anything I can help you with?" Yin Hong volunteered. Fang Zhe hesitated for a moment before saying, "I'm going to get some loans. The amount is relatively large. Manager Yin is not in charge of the loans, so I don't want to bother you."
Yin Hong was a little embarrassed. What Fang Zhe said was true. In fact, if she took him there, it would be a disservice. This is someone else's business, and it's not appropriate for her to just beat the drum. "That's fine, then I won't bother you."
Yin Hong didn't bother. After watching Fang Zhe enter the credit department, she immediately turned around and went to the president's office.
There is a minor problem with CCB's loans. It's not that it refuses to grant loans. Yuanda Company is the kind of company that may not be willing to lend money even if it asks for a loan. It's that CCB has had some problems recently, and the original director has done something wrong.
My health problems have subsided, but the new director who came to the job is someone who came from above and doesn't understand the situation of Yuanda Company.
Furthermore, the amount of Fang Zhe's loan is not small, and the new director still needs time to understand the situation. Of course, this is the official statement. Fang Zhe is not impatient, but promised Director Tao that he plans to resolve the matter as soon as possible, and then
Go buy land.
Fang Lishu came once and got official information. Fang Zhe decided to go there in person. If that didn't work, she would get a loan from another bank.
The new director's surname is Zhou, a man in his forties with a relatively high hairline. He expressed respect for Fang Zhe's visit. After all, he is a customer with a good reputation. Although it is a private company, it is a foreign exchange earning enterprise. He is very concerned about the branch's foreign exchange business.
With a certain amount of contribution, these tasks are not difficult to do.
When it came to actually talking about the loan, Director Zhou still hesitated: "The amount is relatively large, why doesn't your company continue to loan according to last year's amount? This way, everyone will not be stressed."
Director Zhou had no pressure at all when he took out a loan of three million yuan last year. Fang Zhe was not very happy after hearing this. What happened to the loan of three million yuan last year? Haven't you tried to find out? In this regard, Fang Zhe did not express his displeasure.
, but stood up and said: "Since Director Zhou is under pressure, let's do it according to last year's number. I still have things to do in the company, so I'll leave first."
"I'll see Mr. Fang off." Master Zhou was very polite. Fang Zhe waved his hand and said, "You're welcome."
When Fang Lishu stood up to leave, Director Zhou smiled and said: "Ms. Fang, won't you stay to complete the formalities?"
The smile on Fang Zhe's face disappeared, and she glanced at Director Zhou calmly without saying anything. Fang Lishu said calmly: "The company still has something to do, I will come back tomorrow." Director Zhou smiled warmly: "Then see you tomorrow."
Fang Zhe's expression was calm, but he felt very uncomfortable. The bastard had been staring at Fang Lihua just now, and he could even be said to be unscrupulous. After walking out of CCB, Fang Zhe asked: "He was so unscrupulous last time?"
Fang Lishu showed a helpless smile: "He did something to me last time, this bastard."
Fang Zhe's face turned gloomy. After signaling Fang Lishu to get in the car, he sat in the driver's seat and said calmly: "Then there is no need to borrow money from CCB." After that, he drove on the road and fled away after a while. Soon CCB opened the door.
After opening it, Director Zhou rushed out sweating.
Director Zhou was a little panicked. Not long after Fang Zhe left, the president called and said that he wanted to come down and see Fang Zhe. After all, he was the branch's largest foreign exchange customer. Due to the existence of Yuanda Company, there was no need to worry about the annual foreign exchange deposit collection task.
This is also performance. After all, foreign exchange is a very scarce resource in the country.
When the car drove to the door of the Bank of China, Fang Zhe suddenly asked: "Do you want someone to deal with him?" Fang Lihua's face changed with fright: "Mr. Fang, don't mess around, he just puts a shoulder to the shoulder, and the handshake lasts longer.
, nothing special. It’s just that he always wants to invite me to dance, which is really annoying.”
"Then write down this account first, and settle it with him slowly later." Fang Zhe sneered, obviously this matter is not over yet.
Fang Lishu didn't say anything, but she was very warm in her heart. After being in contact with Fang Zhe for a long time, it is not difficult to find out that he is very protective of his shortcomings. He is very good to the people he recognizes. Fang Lishu's personal ability can only be regarded as qualified and cannot compare with Fang Lihua. Fang Lishu feels
The main reason why she was able to gain a foothold in Yuanda Company was that Fang Zhe regarded her as one of his own.
If Fang Zhe knew that Fang Lishu would laugh if she thought this way, Fang Lishu is indeed not very capable overall, but Fang Zhe does not need a general manager. What Fang Zhe needs is that she is careful, cautious in everything, and can be said to have a rigid style of doing things in finance. Yes.
When Fang Lihua signed the order, Fang Lishu refused to acknowledge it and insisted on bringing it to Fang Zhe to re-sign.
Of course, even if Fang Zhe knew what she was thinking, he would not reveal his true thoughts.
Director Zhou turned around in frustration and went into the office to look for Fang Zhe's phone number but found that it was not there. Then he remembered that the phone number he left was Fang Lishu's office number. He didn't even leave his home phone number, but he did have a pager number. Please call her immediately.
When the pager rang, Fang Lishu glanced at the number and sneered: "It's Director Zhou."
Fang Zhe handed her the bag: "The phone is in the bag." Fang Lishu didn't take the phone after taking it, but smiled and said: "I won't answer it now."
Fang Zhe didn't say anything. When she opened the door and got out of the car, Fang Lishu's pager beeped again. This time, Fang Lishu picked up the phone and dialed back: "Um, um, it's me. Have you found a suitable donor organ? Thank you so much. I
This is over."
Fang Zhe heard clearly: "What's the matter? If you are in a hurry, I will send you there." Fang Lishu used to be very reserved and polite, never causing trouble to others, but this time she did not refuse: "Thank you, Mr. Fang, okay?
Delaying official business."
"As for the loan, just come back tomorrow." Fang Zhe sat back in the car and started the car: "Which hospital should I go to?"
"Military Hospital." Fang Lihua's breathing was a little short, and she seemed to be really anxious. Fang Zhe drove on the road calmly, asking him while driving: "Who is it? What's the situation?"
"My daughter has a damaged cornea. She used to be small, so it was difficult to undergo surgery, and her family's financial situation was poor, so it was delayed. Isn't it better now that the financial situation is better? I asked someone to go to the military hospital to have a checkup.
A transplant can cure it."
Fang Zhe nodded after hearing this: "This is a big deal, there can't be any delay." As he spoke, he stepped on the accelerator and drove fast.
We parked the car at the hospital and rushed to the ophthalmology department. Fang Zhe stayed with us all the way without speaking. When the phone rang, he looked at an unfamiliar number and didn't answer it.
What Fang Zhe didn't know was that Director Zhou of China Construction Bank was feeling embarrassed. The president heard that the general manager of Yuanda Company was coming and wanted to come down to say hello. He didn't expect the person to leave so fast, which made the president very uncomfortable.
. Is a loan a simple thing? Can it be done so quickly? How can the business be so small that even Yin Hong has no way to touch it?
The president who knew the inside story looked displeased, but said nothing. After all, Director Zhou was airborne. There is support from the leadership, but you don’t understand the situation, why don’t you seek the opinions of other comrades? Is it really fun to be arbitrary?
?If Fang Zhe hadn't been angry, how could he have left so easily? The words "young and energetic" are not nonsense.
Yin Hong didn't expect things to turn out so strangely. When she got the call and walked into the president's office, she saw the president's face was ugly and realized something was wrong. "President, what's going on?" For the leader who appreciated and promoted her
, Yin Hong was very respectful. While talking, she took a thermos bottle and poured water into the president's tea cup.
The president leaned back on his chair and closed his eyes to rest. He was actually suppressing his anger. After calming down, the president pointed to the phone and said: "Contact Mr. Fang of Yuanda and tell him that I will invite him to dinner. Let's see when he comes."
available."
"President, I don't think this is necessary. Mr. Fang is very easy to talk to. What happened last time was that I asked people everywhere to get an exchange quota of 500,000 U.S. dollars. Mr. Fang only got 500,000 U.S. dollars with just a few conditions.
I didn’t even mention it. How righteous!” Yin Hong was obviously praising Fang Zhe, but actually she was giving Director Zhou eye drops.
Yin Hong is a beautiful woman, but she is also a very sensitive type. She understands Director Zhou's eyes very well.
"Do you know how Zhou Yong does things?" the president asked. Without waiting for Yin Hong to answer, he answered: "According to last year's loan amount. What would you think if it were you, Fang Zongzong? Also, you and Fang
There's always something wrong with it? Why doesn't he take the initiative to contact you? "
The president also had doubts about Yin Hong, and Yin Hong quickly explained: "I just saw him in the lobby, and I specially said hello. What he meant was that this time the loan amount was large, and I was not in charge of credit. If it was Lao Qin from the past
, I took him over. Isn’t it that Director Zhou is new here? I don’t want to overstep my bounds. I turned around to take people over, but Director Zhou blocked me. My face is small, but your face will be lost in the sea.
"
When the president heard this explanation, he felt that it was right and that Yin Hong was reliable in her work.
"Now what do you want to do? Not counting foreign exchange, Yuanda Company's annual turnover in RMB alone is RMB 70-80 million. I plan to ask you to make a trip and ask him to take the money from the branches in other places to China Construction Bank. Yuanda Company has proposed a loan of RMB 10 million.
, according to the company's turnover, a loan of 20 million does not require my consent."
"How about I call and ask?" Yin Hong asked for instructions. The president nodded, and then called, but no one answered. Yin Hong suddenly looked embarrassed and didn't even answer the phone? The president's face also looked ugly.
Yin Hong slapped her forehead: "I'm confused, I'll go back to my office to fight."