Yin Hong called the phone in the office, and it was answered quickly. Fang Zhe's soft and slightly magnetic voice came: "Manager Yin, what's the matter?" Yin Hong pressed speakerphone and lowered her voice: "It's about the loan.
, it’s still negotiable.”
"Hey, Manager Yin is really thoughtful about this matter. I'm with Bank of China now. I'll call you back when the matter is finished."
Hearing that Fang Zhe was about to hang up, Yin Hong quickly added: "Let's have a meal together at noon."
"I don't know if I have time now. Let's see then." Fang Zhe was a little hesitant, and Yin Hong quickly said: "I'll call you then to confirm." Fang Zhe agreed, and Yin Hong looked at the president.
Said: "It's troublesome."
The president didn't say anything. He turned his hands behind his back and said calmly: "Talk to him as soon as possible. You are responsible for this matter. I will tell Director Zhou later that you will have a dedicated person to handle the business of Yuanda Company in the future." He said and pushed.
He walked out the door with a gloomy expression.
Fang Zhe put down the phone and turned back to the office. He smiled at Qin Lili and said, "Sorry."
Qin Lili smiled slightly and was secretly happy. She did not expect that Fang Zhe would take the initiative to come to the door. Bank of China has an advantage in foreign exchange. Qin Lili had always hoped that Fang Zhe would put all foreign exchange transactions here. After all, this is a branch, Fang Zhe
The business is not that small. It can generate about three million US dollars a year. If it is done by one person, the performance can naturally be mentioned.
"My company's loan application has been officially submitted. I don't know when it will be approved and how much it will be approved." Fang Zhe almost choked Qin Lili to death with one sentence. Is there such a thing? You are here to ask for a loan, so don't try to get close to someone first.
?Are you really a businessman?
After staying in the bank for a long time, Qin Lili has seen many people who come to get loans. They always build relationships first, treat them to meals and give gifts, etc. to establish a good relationship first, and then they ask for loans. How can there be such people?
The application also asks when will it be approved and how much will the loan be?
If it were anyone else, Qin Lili would be able to serve tea to see the guests off right away. But this guy is different. No matter how uncomfortable Qin Lili feels, she can only endure it. Instead, she smiles at him and says, "Mr. Fang is in a hurry for money?"
Fang Zhe was about to speak when the phone rang again. She looked at the number and immediately said, "Sorry, pick up the phone." Qin Lili was so scared that she was bleeding. If Fang Lishu hadn't been there, she would have pounced on this guy and bit him to death.
The call was from Secretary Tao. After answering, Fang Zhe said in a respectful tone: "What instructions does the leader have?"
Secretary Tao burst out laughing: "What instructions can I give? I want to inform you that Yuanda Company has performed well and is an important foreign exchange earning unit in our city. The head office of China Construction Bank has a batch of interest-free single payments. I
Find someone to fight for it for you. Of course, the money must be used for the construction of the development zone."
Fang Zhe said in surprise: "Is there such a good thing? Thank you so much, leader." Secretary Tao said: "Don't be too happy too early. There is such a list in the city, and Yuanda is just included in it, that is to say
You are eligible to apply for an interest-free loan, but whether you can apply for it or not depends on your operation."
Fang Zhe's attitude was extremely upright: "I understand, I completely understand, and I would like to thank the leaders for their support of our company's work."
That said, Fang Zhe knew very well that since he was on the city's list, the China Construction Bank head office would definitely lend him some money. And the amount would not be too small, starting at three to five million. The country is in Jiangdong District.
The development and construction of the project are strongly supported, and relevant enterprises have preferential treatment and support policies. How to determine this quota will be determined by the government in a unified and comprehensive manner.
Fang Zhe would never even think about such a good thing, but he didn't expect it to happen to him now. It can be seen that Secretary Tao spent a lot of effort, at least to the higher-level leaders, and everyone in the district
If it can't be done, it can only be done by the city. The thing is obvious, the district has no such right at all.
When they turned around, Fang Lishu and Qin Lili were already talking. Their voices were not loud, but they were talking next to each other, probably because they didn't want Fang Zhe to hear. Fang Zhe, who was sensible, didn't rush in and stood in the corridor to smoke.
After a cigarette, I turned around and saw that the two women had separated, so I entered the door.
"Mr. Fang, the main business flow of your company is not in our bank, so the loan amount will not be particularly large. Please be mentally prepared for this." Qin Lili said that there is nothing wrong with her words. Business is business. As long as Fang Zhe makes a request, she will
You can go down the steps and make your request. Thinking of this, Qin Lili couldn't help but feel a little excited, she finally caught you.
"Okay, let's do it according to last year's amount. Lishu is responsible for this matter and does it beautifully. I have something to do, so I will take the first step." Fang Zhe said a word, Qin Lili's expression gradually became dull, and she had no similar experience at all.
Can be used as a reference.
Is this person here to get a loan? Is he here to ask for help? Why don’t I feel anything?
Qin Lili, who had a question mark on her face, took several deep breaths to calm down the turmoil in her heart. She reluctantly smiled and said, "I'll see Mr. Fang off."
Fang Zhe was still polite: "It's hard to get a loan now. Anyway, it will cause trouble to Ms. Qin." Fang Zhe said again, and Qin Lili understood that this guy was here to do something, but he was afraid of embarrassing himself and didn't want to cause trouble to herself.
.
"Why does Mr. Fang's personality resemble that of a Japanese?" Qin Lili joked with a smile. Most Japanese people have this problem, that is, they don't want to be troubled by others. Fang Zhe smiled indifferently after hearing this: "
Since we are friends, we should not cause trouble for our friends. The friendship between gentlemen is as light as water. Especially since you are in this industry, I am afraid of causing you to make mistakes."
Qin Lili's heart warmed up after saying this. Do you think of me as a friend? After thinking about it again, she really meant something like this. Those who came to ask me to do things also kept saying that we were friends and were extremely polite. The ultimate goal is to
But Fang Zhe is not like that. Even if he doesn't come, last year's loan has been repaid, and he can still do it this year.
If you come here in person and don't make excessive demands, isn't this the attitude of treating yourself as a friend?
"Since we are friends, if Mr. Fang has any difficulties, you might as well speak up." Qin Lili felt that she was a bit mean-spirited, and her tone changed, and she no longer meant to be businesslike.
"Since we are friends, don't call Mr. Fang, just call me Fang Zhe." Fang Zhe showed a bright smile. Qin Lili was dazzled by his expression and thought to herself: What a special look.
As a beautiful woman, Qin Lili has seen the looks of many men. Some are evasive peeks, helmets from the corner of the eye, and more direct and wanton aggression. These looks have the same essence, and seem to penetrate clothes.
Fang Zhe was different, his eyes were very clean and somewhat appreciative, but also profound.
As the saying goes: lustful but not silver, that’s what it means. (ps: typos are often substitutes...)
"Then don't call me Ms. Qin, just call me Lily." Qin Lili blurted out, and Fang Zhe didn't show any pretense: "Okay."
No matter what Qin Lili thinks, Fang Zhe's idea is very simple. People in banks need to be familiar with each other. If Qin Lili is a little older or a man, Fang Zhe's attitude will be completely different. Because he is a young man.
Women, so being direct is actually a more effective way.
It's not that Fang Zhe doesn't know how to build relationships through roundabout ways, but she has formulated a strategy to eliminate Qin Lili. Who hasn't she seen before? Approaching them with a business-like attitude will leave a better impression on them.
Of course, this is also related to Fang Zhe's current environment. Even if she is a beautiful woman, her visual impact is very limited.
Fang Zhe said goodbye and left. He went directly to the CCB City Head Office to understand the situation and found the credit department. Before he entered the door, he heard someone calling his name: "Fang Zhe." Fang Zhe turned around when he heard the voice and looked over. The young man's name was not
I know him, but I have no impression.
"It's really you. Hi, I forgot. Let me introduce myself. You Chenglong. I was also present during Li Shengli's game last time. You and Yunhao drank together and you almost made me jealous." This guy
One bite of Beijing movies will give you a familiar feeling.
"Oh, I think about it, I'm a little impressed." Fang Zhe slapped his forehead, acting without any sincerity.
There was no displeasure on this guy's face, and he still said enthusiastically: "Come to do something?" Fang Zhe nodded: "Let's understand the situation. The superiors want to develop Jiangdong, and there are a group of supporting companies. My company is one of them. Why don't you come and find out more about it?
.”
You Chenglong's expression was obviously shocked. He looked at Fang Zhe carefully for a while and then said: "Okay, buddy. Come with me."
Fang Zhe was not polite and followed him into the credit department's office. The guy asked Fang Zhe to sit down, poured a cup of tea and put it down: "Sit down for a while, I'll go ask about the situation." After that, he went to the director directly.
The door of the office, after entering it, you will come out soon.
"There is indeed your name, please take a look." You Chenglong put down a list. On it was the name of Yuanda Company, and the name of the legal person was Fang Zhe. "By the way, your company has an account with China Construction Bank, right?"
Fang Zhe nodded: "Yes, what do you mean by this policy?"
You Chenglong asked with a smile but not a smile: "Policy?" Fang Zhe nodded with a smile, and You Chenglong said: "Then let's talk about policies. Let's look at your company's annual turnover. I think it is a private enterprise. Here are the remarks.
Oh, it’s a foreign exchange-earning enterprise, no wonder. How much was your company’s foreign exchange income last year?”
Fang Zhe shook his head: "I don't know the exact number, but it's probably a few million."
"That's it, let's use these millions in foreign exchange. Three million in interest-free loans are easy to apply for. The country uses foreign exchange to encourage foreign exchange-earning enterprises." You Chenglong was very direct and did not mention anything other than policy.
Fang Zhe smiled and said: "That's enough, thank you so much."
You Chenglong was obviously stunned, what do you mean, he is leaving now, and you haven't asked about the policy yet.
After a moment of stiffness, You Chenglong smiled: "No wonder you Yunhao can sit down and drink, you are really a traveler."
Fang Zhe said with a smile: "He and I are not the same person. That guy can't be considered a human being."
You Chenglong burst into laughter, quickly raised his hand to cover his mouth, and whispered: "Brother, you have the guts."
Fang Zhe nodded: "That's right, I said so to his face, this guy is even more boring than me."
You Chenglong smiled and said: "Okay, you go back and file a report on this matter. It's five million. I can't guarantee it for more. I'll give you a business card and you can have someone contact me directly."