After Gong Yonggu received the summons, he arrived at the dormitory early the next morning. After seeing the ceremony, Zhu Youjian looked at his brother-in-law carefully.
I have to say that the old Zhu family has a good eye when it comes to choosing a son-in-law. This man is so handsome. In future generations, he will definitely be the embryo of a high-quality idol.
"How is my royal sister doing recently?"
"Princess Le'an is safe and well."
"The reason why I am recruiting my consort today is because I have decided to establish a royal bank and mint, and I want my consort to be the director. I wonder if my consort is willing?"
Bank? What does a bank do? Gong Yonggu sounded confused. "Your Majesty, what does the Royal Bank do? I don't quite understand."
"The Royal Bank is similar to outside banks. When I first established this institution, it was mainly to pay the new army. From now on, all the new army's military pay, except for the reward money, will be paid by the Royal Bank and will no longer go through the hands of the generals.
, if it develops well, some of the daily funds of the New Army will also be allocated to the bank and transferred directly to the corresponding generals. The lieutenant generals and major generals of the army will try their best to transfer cash. At the mint, I am going to mint one tael and half a tael of silver coins.
At the same time, we will also print some military coupons to save money and save effort. It may be difficult for the prince-in-law to handle this matter alone. I have finished my decree and asked Xin Lehou to be your deputy to help you manage the bank and mint."
Xinlehou Liu Wenbin is Chongzhen's direct cousin and a real blood relative. These two people are serious people, loyal and have no problem. Zhu Youjian feels most at ease and safe with them to manage the money bag.
Reliable.
"Your Majesty wants to open a bank? You also need to use the bank to issue military pay and Indian military stamps. This involves a serious matter. I am worried that this matter will be cumbersome to handle. There are more than ten thousand people in the new army. I am afraid it will be difficult to pay each one for a long time. There are also
The printed military stamps are paper money after all, and I am afraid there will be slander among the military, which will not be conducive to stabilizing military morale."
"The Prince Consort's worries are not unreasonable, but I have a perfect plan for this matter. The Royal Bank will not just open one location, but will set up branches in every camp of the New Army. From now on, the New Army will receive their pay within three days from the third to the sixth day of each month. I
A specific nameplate will be made for each soldier, with a number and a verified seal on it. The bank clerk will issue the money based on the list corresponding to the nameplate. And you have to make a special nameplate for each new army soldier.
The coupons for withdrawing money will also be given to them when the time comes. Each payment will be registered with the person so that there will be no trace of the account. In short, this is a careful job, as long as there are enough people, the accounts are sorted out, and
It is not difficult to operate. As for your fear that military stamps are paper money and it is difficult to win the trust of sergeants, I have also made arrangements. I have already set up a supply and marketing cooperative in the army. From now on, the items sold by the supply and marketing cooperative will be treated equally with military stamps and silver coins, and no exchange will be allowed.
No distinction is made. Moreover, military stamps only print small coins. When issuing silver coins that are less than half a tael, military stamps are used instead. For whole coins such as one tael and half a tael, only silver coins are issued but not military stamps."
Printing money must be done by printing, but since the old Zhu family has completely destroyed the banknotes, they can only be used as auxiliary coins at present. Zhu Youjian’s idea is to print one, five, ten, and twenty coins first.
Banknotes of fifty and one hundred coins are used directly in silver coins if the amount reaches half a tael and one tael. If the banknotes are insufficient, banknotes are used as change. To put it bluntly, banknotes are not replacing silver but copper coins. The demand for copper will be quite large in the future, so it must be
Its monetary function had to be stripped away. Silver coins were too valuable to be used as change, so banknotes and silver coins had to be issued at the same time to assist each other, and ultimately achieve the purpose of reconstructing the Ming Dynasty's monetary system.
"Your Majesty, what are the items sold in the supply and marketing cooperative? If the only items sold are expensive items that are not commonly used, military stamps will also not win people's trust."
"We have daily necessities, not just items produced in the palace! Rice, noodles, oil, cloth, these common commodities are all available, and they are completely priced according to the market price!"
"If it is a supply and marketing cooperative in the army and there is no shortage of commonly used supplies, it would be fine to print some military stamps as change."
"The purpose of the Indian Army Notes is mainly to be used as replacement for silver coins. Prince-in-law, don't worry too much. After you return, you and Xinlehou go to the craftsman's workshop in Long live Mountain a few more times to make the coins and the Indian Army Notes.
Decide as soon as possible. My idea is to print the money and year number on one side of the silver coins. On the other side, the one-tael silver coins should have the image of Taizu, and the half-tael silver coins should have my image. The military stamps should have the Ming Dynasty printed on them.
The main ones are the patterns of mountains and rivers, and the colors of bills of different currency values should be different so that the soldiers can easily identify them when using them."
"Coins are for daily use by the common people. Using images of His Majesty and Taizu would be disrespectful, and it would not be easy to make a seal."
"Silver coins are pressed out with a special die-casting machine. There is no problem in printing portraits. This is also one of the means to prevent folk theft and adulteration. As for using the statues of me and Taizu, I don't think so. On the contrary, it is because
The portraits of Taizu and me on daily coins make it easier for people all over the world to develop a heart of loyalty to the emperor and patriotism."
It's not that Zhu Youjian had to use his own profile picture to burn buns, but that he wanted to use this method to strengthen his influence in the hearts of the people, thereby improving the cohesion of his imperial power.
"If, as His Majesty thinks, the opening of the Royal Bank requires a large number of manpower, where will these manpower be selected from?"
"The Royal Bank's level is the same as that of the Supervision Department, but the accounts and business are also under their supervision. If they are reported to have problems, they will be punished according to law after verification. Officials from the eighth grade and above are temporarily selected from the Long Live Mountain Supervisors, and ordinary employees are simply allocated
The candidates are mainly selected from among the disciples of the nobles. The chosen nobles must organize an examination, and they will be hired according to the recruitment quota and the test scores from high to low. After being hired, the first three months will be a probation period. If they are not suitable, they will be removed.
Re-recruitment. The first batch of employees are first selected from the dear children in Beijing. After they join the job, they are all ordinary ninth-grade employees. Every year, your bank sponsors a group of outstanding children to enter the prison for further study. After passing the examination, they will be promoted to
Officials from the eighth rank and above can use it."
"Your Majesty is wise, I would like to express my gratitude to the emperor for his kindness on behalf of the nobles in the capital."
Although we only recruit some ordinary staff among the relatives, it is also a difficult favor for the relatives. Not everyone of the relatives has the opportunity to inherit the grace. Most of the children of the common people have to find someone who can receive a salary.
The job is also quite difficult. As soon as this opening was opened, many marginalized descendants had serious jobs and promotion channels, so Gong Yonggu opened his mouth to thank Zhu Youjian for his kindness. In the past, these people would usually try their best to go to the military camp.
It is better and more respectable to work in a bank to make a living.
Anyway, we have to find a way to find employment for these people, or send them to the banking system to prevent these people from polluting the environment of the military. As for whether they will also pollute the environment of the bank after they go to the bank? Zhu Youjian
I'm not worried. Bank positions are subject to elimination, and they are clerical positions, so it's easy to assess business capabilities. If you don't do well, you'll be eliminated directly, and they have nothing to say.