Chapter 317 Curry, who has a lot of money, can't put it down!
Two million taels of silver is definitely not a small amount. It can be said that there are only a handful of people in the entire Ming Dynasty who can easily take out so much cash. There may be people in the southeast who have tens of millions of taels of silver, but let them take out two
It is true that someone with a million taels of cash does not necessarily have such a person. The Shanxi merchants in the Zhangjiakou area are said to be as rich as the country. In fact, if we look at each business individually, we cannot find anyone with so much cash.
Who can have so much cash? After thinking about it, the feudal prince who has been saving money has this possibility. But the problem is that the rich feudal prince has almost been ruined, who can come up with so much money?
Who else would send money to Beijing at this time? After pondering for a long time, Zhu Youjian did not expect such a possible person.
"Husband-in-law, what's the accent of this person? Have you heard it?"
"It's Mandarin, but it feels like it's from southern Fujian."
Southern Fujian? Is there a wealthy vassal king anywhere? There doesn’t seem to be any. Wait! There seems to be a rich man somewhere in southern Fujian. Could it be that the richest man in the Ming Dynasty sent someone to buy national debt? It’s really a bit disturbing that he came to buy national debt.
I can’t figure it out. I can’t say that I’m looking at the interest on the national debt!
There are many rich people in the Ming Dynasty, but there is only one richest man in the Ming Dynasty, and that is the famous Zheng Chenggong and his father Zheng Zhilong. In terms of personal wealth, including all the properties in the palace, Zhu Youjian may just have more money than him now.
That's all. When Zhu Youjian was worried about ten million taels of silver in his turnover, his property's turnover exceeded this amount every year. The Shanxi merchants, the wealthy gentry in the southeast, and even the vassal kings, none of them could compare with one person.
Compared with official comrades.
If it was Zheng Yiguan who came all the way to buy treasury bonds, then this would be a bit interesting. What was his purpose of buying large amounts of treasury bonds? What was his intention?
"Consort, since someone wants to buy it, why not sell it to him! Anyway, more money is not a bad thing."
"Your Majesty, this person is not a liar, right? Who can have so much money all at once?"
"No matter who he is, he can collect cash with one hand and hand out coupons with the other to verify the quality. If my guess is correct, the person who bought the bond should be an owner who is not short of money. This small amount of money is nothing to him.
.”
Who is so rich? Two million taels of silver is nothing. Gong Yonggu really can’t believe that there is such a person in the Ming Dynasty!
"Your Majesty, there is one more thing! There is more and more money in the Royal Bank's treasury, and it is necessary to build a new inventory of silver. If two million taels are deposited this time, the treasury will not be enough."
Gu Jie "I have so much money that I can't put it down! What's going on? We are operating with debt now, how can it be possible that there is no place to put the money in the treasury." Gong Yonggu's words made Zhu Youjian puzzled! Although he didn't watch Royal
He knew the bank's specific statements, but he knew the basic situation. Income had indeed increased rapidly in the past two years, but no matter how fast it was, expenses would still be huge. He knew without even looking at the accounts that the current situation of Royal Bank was changing from one hand to the other.
There is even a deficit. How can you save so much money that there is no place to put it? Silver is not paper money and can be printed at will.
"Your Majesty, in terms of total revenue and expenditure, the bank actually still has a deficit. However, the deficit is mainly due to military invoices. Our military invoices have been tight. It's strange that the money is so high. Every month, there are always
There is an extra part that cannot be flowed out. The total amount of silver dollars that cannot be flowed out every month is almost hundreds of thousands taels. The amount of silver accumulated in the general treasury over the months is several million taels. This time, two more silver dollars will come in.
If we have one million taels, the treasury will probably exceed ten million taels, so we can’t do it without building a treasury.”
After Gong Yonggu's detailed explanation, Zhu Youjian finally understood what was going on. It was not that the Royal Bank had too much money to put down, but that the demand for military notes in the market was greater than that of silver dollars. As it continued to accumulate, the bank
There is more and more money left here. In other words, from the general ledger, the bank is not so rich that there is no place to put money. It is just because military stamps can be printed. In the end, the money will be left in the treasury and cannot be left.
Already.
This is a troublesome thing. It is definitely not a good thing if military bills replace too much silver. We can't let the mint keep printing money indefinitely, right? In the end, the palace's industry can't keep up with the speed of printing money.
Isn’t it just cash? We still need to circulate some silver coins in the market to hedge the risk. Now there is a lot of silver in the warehouse. When the military notes really collapse, this amount of silver will not be able to cope with the run. The key is silver.
There is also a disadvantage. Huge amounts of silver from the international market are pouring into the domestic market, and this thing has been depreciating.
In the past, Zhu Youjian thought of ways to flood the currency, but now the currency market is forcing the Royal Bank to flood the currency with military bills. This matter can easily get out of control, and if it goes wrong, it will become a currency disaster.
"Prince-in-law, you have to find a way to spend the money in the library, otherwise it will be a big trouble. It will drag down the military budget."
"Your Majesty, we are also thinking of ways to spend it, but it is difficult to spend it. Whether it is paying salaries, lending money to various projects, or paying money to the court, they all like to ask for military stamps, not silver coins." Because of the military stamps.
It is more flexible than silver dollars and now has a good reputation. The normal commercial market does prefer military notes. Of course, some landlords and wealthy people still like silver dollars so that they can be buried underground and saved, but there are fewer and fewer such people!
"I know this, but I still need to think of a way! The Navy has recently purchased large-scale ships from outside, and the delivery of this aspect needs to be done in silver. In addition, your bank should set up a special investment department. The task of the investment department is to collect money from foreign businessmen.
It is best not to be a merchant of the Ming Dynasty. Buy these things, gold, copper, cotton, cotton cloth, and some things that are rarely produced in the Ming Dynasty. After buying them, other things except gold can be sold to the palace factories.
, the investment department can also make some profit from the price difference.”
Money cannot be kept in the treasury, it must be transferred out, so that the bank can recycle the military notes issued, so that credibility is kept circulating. New money cannot be used to send out money all the time, but old money must also be transferred in the bank.
, thereby suppressing the market's tendency to force banks to print new money. Gold is bought for emergency reserves, and copper, cotton, and cotton cloth are bought to collect money. Copper is an indispensable and important raw material in industrial production. Some of the current delicate
Tools must be made of copper, and Ming Dynasty itself is short of copper. If you buy this thing, Ming Dynasty's factories will definitely need it. As the economy recovers, the demand for clothing materials will usher in a long period of growth. In chemical fabrics
Before this happens, the supply of fabrics will continue to be tight. For the people of Northern Zhili, if each person buys one more set of clothes every year, the entire Ming Dynasty's cotton production may not be able to supply it. In an era when almost everyone wears patched clothes, if you have money, you can buy more clothes.
The need to buy a set of clothes is not difficult to generate.
Before I truly became a rich man, I ended up having too much money to spend. If it hadn’t been for a wealthy businessman who sent me a large amount of money, I wouldn’t have discovered this!