"Tomorrow is the weekend, let's go to the Yellow River Road again."
Tao Tao was stunned: "Why are you going to Huanghe Road? Didn't we get the order?"
"How much money can you earn just after you get an order? Before, you only talked about one RiRi Fresh because you weren't sure whether you could get a one-month payment period from the aquatic product company. Now that the payment period has been agreed, the more the merrier.
"
Tao Tao slapped her thigh: "Yeah, why didn't I think of that? Anyway, it's once a month. We don't have any financial pressure now."
At the end of the meal, Tao Tao ate to his heart's content, while A Bao ate absentmindedly and drank a lot of wine. In the end, it was Qin Hao who took the two of them back.
The next day, the three of them went to the aquatic product company to purchase goods as usual. After finishing the rush hour in the morning, Abao was still looking after the store. Qin Hao took Tao Tao to deliver goods to RiRi Fresh, and before going there, he made a special trip to RiRi
The fresh chef bought a Chinese.
With a short hand and a few polite words, the chef put aside his previous suspicion and accepted the goods without worrying about the unpleasantness that happened in the kitchen yesterday.
After that, Qin Hao took Tao Tao to visit all the private restaurants on Huanghe Road and got seafood supply orders from three restaurants.
"With the orders from these four companies, your shop has been propped up, but don't relax. Now these restaurants that don't want your products will run away from time to time. Business relies on hard work and hard work.
Maybe one day people will see that you are sincere and want your goods."
Tao Tao admired Qin Hao so much that he was in admiration and kept saying yes.
In the next three months, Qin Hao and the three of them were busy. Taotao's fresh food business was getting better and better, with monthly turnover of tens of thousands. After taking into account various costs, they could earn five yuan a month.
Six thousand, which was definitely a huge amount of money in 1984. Two months was equivalent to a household worth ten thousand yuan.
On New Year's Day in 1985, Qin Hao signed his resignation letter and officially changed from a glorious factory technician to an unemployed vagrant. This also made many colleagues secretly laugh behind his back that he had a broken brain.
"Ah Hao, there are 18,000 yuan in the store now, leaving 3,000 yuan for turnover, you can take the rest."
Upon learning that Qin Hao had resigned and gone to work, Tao Tao immediately came to visit with his bankbook.
"Just give me 10,000. You returned the 3,000 to me, and I'll lend you the remaining 7,000." Qin Hao was not polite and took the passbook.
Tao Tao wanted to say something else, and Abao asked curiously: "Ah Hao, can you tell me what you are going to do now?"
Qin Hao did not answer directly, but took out an khaki rectangular note from the iron box under the bed.
"Isn't this a treasury bill?" Tao Tao recognized it at a glance.
The so-called treasury bills are a type of treasury bonds. They borrow money with the credit of the country, a certain amount of interest is calculated, and the principal and interest are repaid at the end of the term.
A batch of treasury bonds were issued in the 1950s, but were no longer issued for various reasons. It was not until 1981 that treasury bonds were issued again, a large part of which were five-year treasury bills.
However, due to insufficient publicity at the time and forced local apportionment, most people complained about treasury bonds. Many factories even directly exchanged wages for treasury bonds when paying wages, causing workers to feel that their wages were "deducted".
In addition, private trading of treasury bills was not open at that time, resulting in many treasury bills being torn up on the spot.
What was the easiest way to make money in the 1980s? There is no doubt that it was poor information. The value of treasury bonds was seriously underestimated, especially in some urban and rural areas. They simply did not know that treasury bonds could be exchanged for money.
"Ah Hao, are you trying to resell treasury bonds?" Ah Bao asked cautiously.
Qin Hao nodded.
"But treasury bills shouldn't be traded privately, right?"
"Nominally, private transactions are not allowed, but most treasury bills are bearer bonds. As long as we don't always exchange them at a branch, there will basically be no problem."
Abao still frowned: "But, there is still one year until the date of redemption of the treasury bills, right?"
Qin Hao chuckled and said, "Who told you that you can't pay before the due time?"
"Isn't it?" Tao Tao and Abao were obviously stunned for a moment.
This is also an information blind spot. In fact, unexpired treasury bills can be redeemed in advance, but a certain amount of interest must be deducted. Generally speaking, if it is held for more than three years but less than five years, two months of interest must be deducted, and then
The remaining principal and interest can be exchanged.
What Qin Hao wants to fight is this information gap. If his principal is large enough, he can collect a batch of treasury bills and exchange them next year. That way he can earn more, but who told him that his principal now is only 10,000 yuan?
, losing a little interest to let the principal snowball quickly is the way to go.
"Wow, if that's the case, wouldn't it be possible to make a fortune very quickly by reselling treasury bonds?" Tao Tao smacked his lips. He originally thought that his aquatic products shop could earn five or six thousand a month, which was already a big profit, but he didn't expect that he would make a lot of money.
There are ways to get money faster.
"It's not that simple. After all, this thing is about taking advantage of legal loopholes. The risks you need to bear are not small, and you have to travel all over the country. The scale is not big. At most, it is hard money." Qin Hao shook his head.
"Then when are you going to do it?"
"I'll leave after the New Year."
"Ah? So fast?"
"To use a slogan in Shenzhen: Time is money. If you don't make money now while you can, it will be harder and harder to make money later."
Early on the fourth day of the Lunar New Year, Qin Hao took the 10,000 yuan principal and boarded the bus to Taicang County.
The reason why Taicang County was chosen as the first stop was mainly because it was close to Shanghai, and the whole journey was only more than 60 kilometers. Now that his capital was relatively small, starting from a nearby place could save a lot of time.
Although it is only more than 60 kilometers, it actually took Qin Hao more than three hours to get there by bus. The roads in the 1980s were simply difficult to describe, especially in counties like Taicang, which did not even have provincial roads.
Two-thirds of it is dirt roads. Fortunately, Jiangsu is in the south and there is no snow in winter. Otherwise, we would not know how long it would take to get there.
Taicang County is not a big city. There are basically bungalows on both sides of the road, and occasionally there are a few two or three-story red brick houses. Anyone who can afford to build a building these days, needless to say, must be a big family in the county.
After Qin Hao found a guest house to put down his luggage, he found a noodle restaurant nearby.
"Waiter, please bring me a bowl of Yangchun noodles."
"A bowl of Yangchun noodles, here you go."
The waiter put down his bowl and was about to leave when Qin Hao stopped him: "Master, I want to ask you something."
"I'm busy right now..."
Qin Hao took out a dollar from his pocket and handed it to him: "Just a few words, it won't take long."
"Hey, what are you doing? If you have any questions, just ask. I don't know about other places. In Taicang County, there is nothing I don't know about." The waiter put the dollar in his pocket and patted his chest.
.
Qin Hao took out another treasury bill with a face value of ten yuan from his pocket: "Do you know this?"
"Hey, aren't they just treasury bills? We have quite a few of them at home. It makes me feel uncomfortable even wiping my butt."
"Our unit is recycling this now. We charge five yuan for ten yuan in face value. We only collect two thousand pieces. If you have relatives who have this at home, you can ask them to come to me in room 103 of the guest house."
The waiter looked at Qin Hao suspiciously: "What's the use of collecting this stuff?"
"How did I know that? I'm just an errand boy. I just do whatever my boss asks me to do."
"Really?"
"I'm already here, how can I still have a holiday?"
"Cash money?"
"Then you can't take it even if I give you a free note."
"Okay, I'll pick it up after get off work later."
After the waiter finished speaking, he was about to leave. Qin Hao stopped him again: "Come back in the evening. I have to go out to do some errands during the day. Do you know where the busiest place of yours is?"
"The liveliest one? It must be the ice skating rink, but you have to be careful. There is a bunch of hooligans there who fight all day long."
"Okay, then go ahead and do your work."
After a bowl of Yangchun noodles, Qin Hao felt much better in his stomach. He paid and got up to go to the skating rink.
It's said to be an ice skating rink, but it's actually an open-air square surrounded by fences and some neon lights. It looks very crude, but there are a lot of people there, most of them teenagers.
Qin Hao took out the cardboard he had prepared in advance, wrote the information on the purchase of treasury bonds on it, and then started shouting.
"Treasury bills are collected at a high price, and waste is turned into treasure. If you have treasury bills at home, you can use them to exchange for money!"
Not long after, a lot of people gathered in front of Qin Hao. These teenagers didn't make any money themselves and basically relied on help from their families. Now that they had a chance to "make money," they all gathered around.
"Brother, what kind of treasury bills are you talking about?"
Qin Hao took out the treasury bill with a face value of ten yuan.
"That's it. Look clearly, as long as it was issued in 1981, you can't exchange it for those dated after 1982."
"Hey, we seem to have a few of these at home, but I don't know which year they are from."
"We have some at home too. Brother, don't leave yet. I'll go back and get them. Wait for me."
"I'll go too, we must have some at home."
Each of these young men ran faster than a rabbit, fearing that they would be late and Qin Hao would not have enough money.
It didn't take long for Qin Hao to receive more than a dozen treasury bills, ranging from ten yuan to three yuan, and one yuan to each other. He didn't want too little, so he collected them all at a 50% discount.
Of course, many people rushed over excitedly and found out that it was released after 1982. They cried and begged Qin Hao to collect it.
At first, Qin Hao patiently asked them to take it back first and collect it later, but these young people kept begging.
"Otherwise, it's cheaper for you. These treasury bills are fifty yuan, so just give me ten yuan."
"Take mine too, I only want eight yuan."
The price was so low that it was nothing to lose some interest. In the pleading of these young people, Qin Hao had no choice but to accept it "reluctantly".
In just two hours, Qin Hao's backpack was filled with treasury bills, which amounted to at least one or two thousand yuan.
Seeing that it was almost getting dark, and the young people in the skating rink were all about to change, Qin Hao closed the stall and got up and walked to the guest house.
While walking, Qin Hao suddenly felt something in his heart and went into the alley where there were few people.
Not long after Qin Hao left, seven or eight young people appeared where he was. Seeing Qin Hao get into the alley, they happily followed him.
"He was actually discovered. Brothers, take a shortcut and block him. We are going to make a fortune today!"
Qin Hao was walking and came to a dead end, and there was a grin behind him.
"Brother, you are quite rich. Hand over your backpack and we will let you go, otherwise..." A young man with a shaved head in the lead raised the sickle in his hand, as if he was sure to kill you.
appearance.
However, he soon stopped laughing.
A shrill scream came from the alley, but it stopped abruptly after a moment.
When a sanitation worker got off work in the evening, he found a group of social guys lying unconscious on the ground. There were also steel pipes, watermelon knives, sickles and other murder weapons scattered on the ground. The sanitation worker was shocked. After confirming that these social guys were still alive,
, and quickly ran to the nearby police station to report the incident.
When the police arrived, they woke up these young socialites and took them all to the police station. Only one of them was seriously injured and was sent to the hospital. After interrogation, it was discovered that the most seriously injured one was their leader.
As for who injured them, this group of social guys didn't know. They only knew that it was an outsider who came to collect treasury bills.
The police didn't take it seriously. There's no such thing as defense these days. It's not against the law for people to rob someone on the road or kill someone.
These young men from society have more or less cases on their backs. The police interrogated all night and solved many backlogged cases. Even if they knew it was Qin Hao who did it, they would not trouble him and might even send him a banner.
On the other side, Qin Hao returned to the guest house and saw many people waiting at the door, and the noodle shop waiter was also inside.
"Brother, you are finally back. I thought you wouldn't come back tonight."
Qin Hao smiled at him, then opened the door and said, "Come in, everyone. Don't be polite and find a seat by yourself."
After closing the door, a middle-aged woman couldn't wait to ask: "I heard that you collect treasury bonds, is it true?"
"Um."
"Then see if I accept these."
As she spoke, the middle-aged woman took out a dozen treasury bills and handed them to Qin Hao. When Qin Hao saw that they were all worth fifty yuan, it was no wonder that this woman was impatient. These were several hundred yuan.
"These harvests from 1981, these harvests from 1983..."
"If you want to collect it, just collect it together, or forget it." The middle-aged woman said and snatched back the treasury bonds.
Qin Hao spread his hands: "Forget it then, please go back."
The middle-aged woman froze there, and the others didn't care at all and hurriedly exchanged it with Qin Hao.
After everyone had finished exchanging money, an old lady asked.
"Young man, how many days will you be collecting it here? Many relatives in my hometown have this."
"Yes, we have many relatives in our family."
"I can't tell for sure, maybe three to five days, maybe one or two days. My employer just gave me this little money. After I collected it, I went back. I don't know if there will be a next time." Qin Hao said casually.
Upon hearing this, the middle-aged woman hurriedly said good things to Qin Hao with a smile on her face, and finally exchanged all the treasury bills in her hand, and no longer dared to bargain.
After sending these people away, Qin Hao counted them and found that in just half a day, the face value of the treasury bills collected was more than 3,400.
