Lu Yao and Yang Tao have almost talked about it, and he knows the specific details of the hot pot restaurant business. In terms of ingredients, there is the support of boss Zhao Hu. As a large ingredient supplier in Bianliang, plus the Pan family’s
The relationship here is that Lu Yao actually has nothing to worry about. After all, Zhao Hu cooperates with Lu Yao and he earns quite a lot of money. What's more, he also said before that there will be dedicated people and carriages responsible for delivering the goods every day.
The hot pot restaurant delivers ingredients, which is enough to show that Zhao Hu cares about the hot pot restaurant.
After the food comes the manpower. Lu Yao doesn't have to worry too much about this. With the members of the Tigers, plus the people Lu Yao selected before, and the people Yang Tao selected himself, even if the seats are full, the manpower should be enough.
It's so busy.
Originally, Lu Yao was most worried about the source of customers. After Yang Tao's explanation just now, Lu Yao felt that Zhang Maocai had also put in a lot of effort for the hot pot restaurant this time. Although Zhang Maocai had suffered a loss from the emperor before, he
He still has many good friends in the city and in the court. With his connections, at least in the first week of opening, the customer base should not be a problem. In addition, as for the manuscript that Yang Tao just gave to Lu Yao, the following are listed above
Some preferential policies were all thought up by Zhang Maocai. It can be seen that Zhang Maocai is also very attentive on this issue.
It seemed that he didn't have to worry about anything anymore. After chatting with Yang Tao, Lu Yao left the hot pot restaurant. After thinking about it, he finally went to the staff dormitory not far away to take a look. It was still very neatly packed. After all, it was used.
It was designed by the same group of designers as the Bird's Nest Stadium, so the structure was naturally not bad. Lu Yao walked around inside, then chose a place and told Tangxi that a single room would be dedicated here for Jin Tai to live in.
After coming out of the dormitory, Lu Yao got on the carriage and did not choose to go home. Instead, he went to another place, which was his bank.
Since Lu Hao expressed his intention to resign and retire to do business, although Lu Yao supported his elder brother's decision on the surface, he was still a little worried in his heart. Take this bank as an example. According to Lu Yao's previous intention, this bank was to be handed over to him.
My eldest sister-in-law, Mrs. Xu, went to take care of it. At first, Lu Hao only played a supporting role. Now my eldest sister-in-law has just given birth to her niece Lu Qiaoqiao. She is weak and her eldest brother helps take care of her. Although the eldest brother is in the court, he is doing a good job as an official.
, He didn’t have any big political achievements, but he was still conscientious. However, someone who can be a good official may not necessarily be a good businessman. Therefore, Lu Yao was really worried. He had nothing to do today, so he let Tangxi take him.
Go to the bank and see for yourself.
On the way, Lu Yao asked Tang Xi.
"Tell me, which two teams are you more optimistic about advancing in this second round?"
Tangxi's voice came from outside, and Tangxi said: "I think the team of Pan Wen and Cao You can win."
Lu Yao smiled and said: "Are you speaking very fair and impartially, or are you analyzing it from the standpoint of a friend and good friend?"
Tang Xi said: "Sir, you also know that I know very little about new Cuju, but I know that Pan Wen and Chen Chen have invested a lot of energy into their own teams. Naturally, I hope that Pan Wen can enter the final.
It’s the finals. As for professional aspects, I definitely don’t know as much as you.”
The two were chatting like this. Naturally, Lu Yao also hoped that the Fan Lou team and the Lions team could successfully enter the finals. In this way, whether it is Cao You or Pan Wen, who among the two will take over the new football lottery.
Lu Yao is very reassuring when it comes to operations. Needless to say, Cao You's ability, and Pan Wen's enthusiasm for Cuju and football lottery is enough to make up for his lack of professional knowledge. When it comes to football lottery, Lu Geng
He spent many days running to Lu Mansion. It can be said that he made a lot of money from the first round of the new Cuju competition. He wanted to thank Lu Yao for his foresight. Originally, he planned to focus on the traditional lottery.
.But now that we have seen considerable profits, even if we can only operate until the end of this competition, the money earned will be enough for Lu Geng to spend his whole life, because in terms of traditional lottery, Lu Geng is at best a big-headed person who works for the royal family.
The share of the profit was basically given to Zhao Zhen. Although Lu Yao said that he did not want to share the share, Lu Geng still understood the principles of doing business and gave Lu Yao part of the money. In this way, the income that came to him every month was actually not
There are not as many as expected. But this football lottery is different. Although it is a trial operation, it is precisely because of this operation method and Zhao Zhen’s lack of attention that the royal commission is very low now. Basically, all
Most of the proceeds will eventually fall into the hands of Lu Geng, who is naturally very grateful to Lu Yao.
After the football lottery officially starts operating, the royal takeover should be the same as the traditional lottery. The money the operator will get by then will definitely not be as much as Lu Geng, so Lu Geng has never mentioned that he will directly take over the football lottery.
.
The carriage stopped, and Lu Yao took Tangxi to the bank. After Zhang Mou returned from Hebei, he became the team leader of the bank's service staff again. During Zhang Mou's absence, Meng Yu also managed these people in an orderly manner.
.
When Zhang Mou saw Lu Yao coming, he went to inform Lu Hao. Naturally, Lu Hao did not expect that Lu Yao would come to the bank today. In fact, since Lu Yao attended the opening day, most of the big and small matters in the bank were handled by Lu Hao and Xu
The management of the business, including some of the preferential deposit and loan policies recently introduced, were also formulated by Xu and Lu Hao. Because Chen Chen, as the steward in charge of these businesses, cannot take office until the end of the New Cuju Competition.
So basically Lu Yao is just looking at the bank's account books and doesn't know much about these things.
Today, the purpose of Lu Yao's visit to the bank was to take a look at the actual operation of the bank and the policies that will be introduced next. He also wanted to use the operation of the bank to see whether his elder brother Lu Hao was a qualified banker.
A great opportunity for businessmen.
After all, Lu Hao has been an official for several years. He naturally knows the purpose of Lu Yao's coming here today, and he can understand it. After all, this bank was initially handed over to his wife, Mrs. Xu, to take care of it.
After a period of time, Mrs. Xu's health has improved, and the leadership of the bank will definitely be returned to Mrs. Xu. At that time, she will definitely have to find another way out to find other businesses. Therefore, Lu Yao's visit at this time is just right.
You can take a look at how you are running the bank during this period, and give yourself some suggestions on the way to doing business. After all, when it comes to doing business, Lu Hao still admires his younger brother in his heart.
Lu Hao first showed Lu Yao the bank's account book. After all, a big event happened recently, that is, the list of candidates for the imperial examination was announced. Therefore, many people came to the bank to pay back money recently, and among them, they either failed the exam and wanted to leave Bian.
Before leaving, Liang's people, who had always paid attention to etiquette, naturally did not want to get a reputation for not paying back money. Others were scholars who were already in high school and were preparing to take the imperial examination. They had made a lot of money through football lottery. Since they had already entered
They were also very confident about their examination, so they paid back all the money, which was in line with their status as Jinshi they were about to become.
Lu Yao looked at the account book and finally saw that the income was more than the amount of money. He thought to himself that boss Pan Yuanwu should be very happy now. The 10% of the shares he invested before should be able to get it back immediately.
, the money will be earned later.
"I recently discussed with your sister-in-law about starting a new loan business." After Lu Yao read the account books, Lu Hao told Lu Yao what he and his wife would think about next.
Lu Yao listened attentively.
It turns out that these candidates who are going to take the palace examination know that even if a group of people are eliminated in the palace examination, it will only eliminate a third of the people, or even less, whether they are first or second class.
Still third class, most people can successfully become Jinshi in the end. But living in Bianliang City, there is no need to say more about the local scholars, but there are still some of these candidates who are on the list, even a large number
Some of them are candidates from other places. After they get the Jinshi, a very practical issue they have to consider is settling down. From a modern perspective, the most important thing is to work in a small city like Beijing, Shanghai, Guangzhou and Shenzhen.
, and it is also the largest part of living expenses, that is, rent. Of course, there are two ways to rent a house and buy a house in the Song Dynasty, but for scholars with status like them (self-proclaimed status), they still prefer to live in Bianliang City
They have their own house. Although the price of the house is a drop in the bucket for people like Lu Yao, for them, even buying a house in the outer city is still a big expense. They have not yet entered the court.
As an official, there is no salary. Lu Hao and Xu just want to develop new business at this time.
Lu Yao heard a lot from Lu Hao, and he summed it up in just four words: buy a house with a loan.
Lu Yao directly asked Lu Hao whether he came up with this idea or whether it was Xu's. Lu Hao said that he came up with this idea and got the support of his wife, but the two of them originally thought that this was
It was a big business, so I needed an opportunity to discuss it with Lu Yao, and Lu Yao happened to be here today, so Lu Hao came to ask for Lu Yao's advice.
Lu Hao can come up with such a business, it seems that he also has a certain business acumen, at least he will not lose his head and blood when he sets foot in other businesses, Lu Yao thought to himself.
Compared to Lu Yao, Lu Hao's ideas are obviously simpler. For Lu Hao, the results Lu Yao gave him are nothing more than two, either agreeing or disagreeing. Although Lu Hao can be regarded as hanging around in the officialdom.
He has been an old man for many years, but for his younger brother, Lu Hao really can't guess what he is thinking. At the beginning, his wife Xu did not agree with the idea he proposed. And Xu
The doubts raised are reasonable from a modern perspective. That is, although Lu Hao proposed a loan discount for buying a house, he also considered that once those who borrowed money from the bank are unable to repay it, then the house will be
If it is taken back, it cannot be sold, and the price will drop. Even if the house is mortgaged, it will still cause economic losses to the bank.
Regarding this issue, Lu Hao felt that those who have the courage to come to the bank to borrow money must be people who are confident in their ability to repay. Most of them are candidates who have passed the college entrance examination. They feel that they will be able to enter the court when the time comes.
Officials who have made money should be able to repay the money. Otherwise, they would not dare to borrow money from the bank if they have no ability to repay. Even if they can really make money through football lottery, there is no way to do it in a short time.
You can earn enough money to buy a house. The loan to buy a house this time is different from the loan when the bank first opened. The loan amount before was relatively small, and the money earned through football lottery can be repaid.
, plus I have confidence in my own achievements, and I have a salary as an official in the court, so the money is only a small amount. But to buy real estate in Bianliang City, the money is not a small amount, and the bank will naturally also need it.
The only way to take greater risks is to take greater risks. Lu Hao feels that the royal family will naturally come forward to solve this problem when the time comes. When lending money before, the royal family had already made a blacklist for those who were unable to repay the money, and
It’s different in modern times. Some people really don’t care about this credit list. But in ancient times, especially under the feudal system, this kind of credit list was very effective. Once you are listed as a lao lai, you are basically in this big list.
There was no place to stand in the Song Dynasty. Therefore, Lu Hao concluded that these people who came to borrow money would not dare to take out housing loans easily if they did not have the confidence.
As Lu Hao thought, Lu Yao naturally knew that although feudal society had its drawbacks, it also had its benefits in terms of centralized power and criminal law. Even those who owed a lot of money could be sentenced by the royal family. Serious
The offender directly asked and beheaded. With such harsh criminal laws in front of them, people who are unable to repay the money will not dare to take out loans easily.
"How about this? Is this idea okay?" At this time, Lu Hao thought about it and felt that his suggestion had no obvious disadvantages, so he asked Lu Yao.
Lu Yao looked at Lu Hao, and then said: "Brother, this is a very good proposal. We must implement it as soon as possible."
Lu Hao finally breathed a sigh of relief when he heard Lu Yao's affirmative answer. Obviously, he just thought Lu Yao would refuse his request.
"Before, I thought that you would be better off as an official, brother, but now it seems that I was wrong. I am looking forward to your performance in the officialdom in the future." Lu Yao then gave Lu Hao a greater affirmation.
"The First Minister of the Ming Dynasty"
Lu Hao smiled.
So, the two brothers then began to discuss the new proposal of buying a house with a loan. After an hour, they finally came up with the final plan. Both of them felt that the results of the examination had been achieved.
, there are definitely not a few people who want to buy or rent a house in Bianliang City, so this plan must be implemented as soon as possible. Lu Yao said that it is enough to let Lu Hao take full responsibility. As for the protection that the royal family can provide, in fact, it is completely
You can ask your father, Lu Xu, to find an opportunity to talk to the emperor when the time comes. After all, this matter involves people's livelihood issues. Zhao Zhen must also want more talents to stay in Bianliang, so he can feel at ease.
Doing things by yourself and giving them a stable place to live will only bring benefits and no harm to him. Of course, at the same time, he must also increase the punishment for those who do not have enough money, so as to form a virtuous circle.
The inspection of the bank has come to an end here. Lu Yao is very satisfied with the bank Lu Hao is running now. It seems that his eldest brother is also a good talent in terms of business. He can come up with this proposal.
It's very difficult.
Before leaving the bank, Zhang Mou found Lu Yao and expressed that he also wanted to learn kung fu from Jintai. Lu Yao smiled slightly and said to himself that this kid seemed to be determined after watching the competition between Fangzhuang and Jintai.
After thinking about it, this bank job is indeed not suitable for someone like Zhang Mou. What's more, Zhang Mou went to Hebei alone before. As the saying goes, go out and learn a lot.
Zhang Mou left Bianliang, went to other places, and saw Jintai's superb boxing skills. How could he be willing to work in a place like Qianzhuang with peace of mind now?
So Lu Yao told Lu Hao and took Zhang Mou away. Speaking of which, Zhang Mou had some skills, so it wouldn't be a bad thing to learn martial arts together. When it was time to open a martial arts studio, Zhang Mou
It will also be a big help. Jintai and Fangzhuang cannot be the only two people in the entire martial arts school who can take advantage of it.
So Lu Yao asked Meng Yu to take over Zhang Mou's job. During the time when Zhang Mou left, Meng Yu performed well and gained everyone's trust. This was like giving him a promotion.
As for Zhang Mou, Lu Yao asked him to go to Yang Tao's hot pot restaurant to report and help first, saying that he asked him to go there. On the surface, Zhang Mou became a member of the hot pot restaurant, but this was a short-term job, because he worked there and lived there.
In the dormitory, he can have more contact with Jintai, and it also gives him the opportunity to practice martial arts. To put it bluntly, Zhang Mou is asked to take care of Jintai and report to Lu Yao if there is any situation.
However, after all, Zhang Mou's kung fu foundation is different from Lu Yao's, so Lu Yao did not let him train with him every night at Jiuzhongxian. Now that he has given Zhang Mou the opportunity to get close to Jintai, can he learn real kung fu?
It all depends on Zhang Mou’s own efforts.
Zhang Mou was very grateful to Lu Yao for the arrangement and went to pack his things after leaving the bank.
"Sir, where should we go next?" Tangxi asked.
Lu Yao looked at the sky. It was already afternoon. Lu Yao and Tangxi hadn't had lunch yet, so they decided to go to Jiuzhongxian.
After a simple meal, Lu Yao suddenly became interested and wanted to go to the Bird's Nest Stadium. Of course, he didn't know which team was training today, so he asked Tangxi to drive a carriage directly to the Bird's Nest Stadium.
The second round of the new Cuju competition will start in three or four days. Counting the days, today should be the training day for the last team. Unlike the first round of training where other teams can watch, this day
The round is a completely closed training in accordance with Zhe Kexing's requirements. Therefore, in addition to improving the strength of his own team, the leader of each team does not understand the adjustments and changes made by other teams during this period.
Yes, what they can do is to maximize the abilities of their team members.
Lu Yao arrived in front of the Bird's Nest Stadium, got off the carriage and looked around. Although there was no game, the food street business headed by Lao Chen was still operating. However, it was already afternoon when Lu Yao got here, and it seemed that most of the
All the items in the stalls have been sold out, and only one tea stall is still operating. There are several soldiers guarding the entrance of the Bird's Nest Stadium, and it seems that they don't want anyone to enter.
But of course this is for ordinary people. These guards are actually people sent by Zhe Kexing. He has explained before that as long as Lu Yao arrives, he will be let go no matter what time it is.
So, the two guards saw Lu Yao coming and hurriedly came to greet him.
"Which team is training today?" Lu Yao asked.
The two men replied that today is the training day of the Wenyuan team. Lu Yaoxin said that it was okay. He originally thought that if the Lions or the Fanlou team were training today, he would not go in and watch, so as not to be gossiped about again. But
Now that the Wenyuan team is training inside, Lu Yao doesn't need to avoid suspicion. Originally, the Han family was about to become in-laws with the Lu family. Even if Lu Yao really helped Han Wenyuan study some tactics and so on, in the eyes of others
, this is also my family helping my family.
After understanding this, Lu Yao expressed his intention to go in and have a look, and naturally the two men would not stop him.
After entering the Bird's Nest Stadium, Lu Yao saw the Wenyuan team members training.
"The level of the Wenyuan team has improved compared to the first round. It seems that what I said to him before has been listened to. Now it is not only the core trio of Xuchang who have outstanding abilities, but also the other players'
The overall strength has also been strengthened, I don’t know what method Cao Yu will use to deal with him."
Lu Yao said this to himself, but Tang Xi on the side rarely spoke up and said: "I think Mr. Cao You will definitely not sit still and wait for death. The Lions will also study some tactics."
Lu Yao looked at Tang Xi, smiled, and said nothing. It seemed that Tang Xi also knew that Lu Yao was closer to Cao You than Han Wenyuan.
Not long after staying, Han Wenyuan noticed Lu Yao and rushed over. Lu Yao briefly chatted with him. When Han Wenyuan asked what he thought of the next game, Lu Yao could only say
I haven't watched the Lions practice, so it's hard to comment.
Lu Yao is looking forward to this second round of the new Cuju competition more and more.