Zhi Yuye was a little surprised and said, "I didn't expect that the relevant procedures of domestic banks are also very international."
"Actually, we are also forced. You don't know that Nangang's economy has developed very fast in recent years, especially foreign trade. Many companies are doing business with foreign countries. If our bank does not learn quickly, it will not be able to keep up."
President Fan smiled and explained, "Actually, you can definitely get a loan in the name of a joint venture. If you have a commercial vehicle production base project, you don't need a mortgage. I can tell you right now that a capital of 100 million is absolutely no problem."
Even a fool can see that the commercial vehicle production base is like a hen that lays golden eggs, and the Baojun Automobile production base is invested by Southern Industrial. The rich people do not need a penny of bank loans, which greatly disappoints the major banks.
As soon as the commercial vehicle production base project came out, major banks rushed to it like crucian carp crossing the river, and they couldn't wait to arrest people to sign loan contracts.
This kind of angel-level high-quality project can only make money without losing money. Banks have quotas for attracting deposits and lending quotas, but they are both difficult to achieve. It is not easy to come across high-quality projects, so it would be strange if everyone does not grab them.
So President Fan said, "Chairman Zhi, let me tell you the truth, whether it is Fuye Company or Xinfu Investment, as long as it provides loans in the name of a joint venture, I dare not say anything else. The four major banks can jointly provide you with the minimum
Five hundred million in funds.”
This is exactly what Zhi Yuye can't do. She doesn't have enough money, and she is worried that she won't be able to keep the 15% of the shares, so there is no need to mention a joint venture.
Zhi Yuye also saw that President Fan was a shrewd man. Other Malaysian companies and Singaporean companies investing in China all said that people are stupid and make a lot of money, and it is easy to make money. Now it seems that the rumors are wrong.
She asked, "If Fuye Company pays for the guarantee, regardless of the process, how much can we borrow?"
President Fan thought for a while and then said, "Chairman Branch, let me put it this way, in fact, loan guarantees for foreign-funded companies are of little significance, because you have no assets on our side, and we can't go out to ask for accounts, so this can
How much money you borrow is actually not the most important thing.”
Zhi Yuye's face completely darkened. She never thought that a few days ago, she and Xinfu Investment were guests in Nangang, and they wished they could be treated as emperors, but now they are no longer welcome.
What about the super-national treatment promised?
Just when Zhi Yuye was about to leave, President Fan seemed to have remembered something and said, "Chairman Zhi, I just thought of something that might solve your problem."
"Oh? I'm all ears." Zhi Yuye's tone was very bad.
President Fan asked, "Do you know Hua Xia United Bank? It is a Sino-foreign joint venture bank. Oh, it is not a Sino-foreign joint venture. It is a Hong Kong-funded bank. It has a holding bank in the mainland called Shenzhen Development Bank. Because it is backed by a Hong Kong-funded bank, Shenzhen
Issuance does a lot of foreign-related business. If your business is with them, the process will definitely be very fast, and they know the situation abroad very well, so the credit line they give you should be very high, yes, it is called a credit line."
"Shenzhen Development Bank?" Zhi Yuye was stunned for a moment, "I know that Hua Xia United Bank has become one of the top ten banks in Hong Kong in just over a year. However, their main market is in Russia."
President Fan smiled and said, "The main market is in Russia, but it is also developing rapidly in China, that is, Shenzhen Development Bank. They are controlled by Hong Kong capital and are bold. They dare to issue credit loans to township enterprises. The maximum credit limit is 100,000 yuan. Wow.
, this courage is really beyond words, I heard that one hundred billion was released last year. They really dare to do it, and they are not afraid that they will not be able to take it back."
"For Heyi Company, how much credit line can we get?" Zhi Yuye asked, as if he had the feeling of a bright future after another.
President Fan said, "What a coincidence. The Nangang Branch of Shenzhen Development Bank has just opened, and their general manager happens to be in Nangang. Chairman of the branch, if not, I will give you his business card and you can contact him directly."
"Okay, time to work."
After getting in the car and leaving ICBC, Zhi Yuye took out his business card and looked at it while sitting in the car. It was a very simple but very impressive business card. Simply put, it looked like a business card that looked like the CEO of a large company.
Pan Jie, President of Shenzhen Development Bank, contact number...
Just three simple messages.
In fact, Pan Jie was transferred from the position of President of East China Region of Hua Xia United Bank to President of Shenzhen Development Bank and Chairman of Shenzhen Development Bank Co., Ltd. last month. This is an absolute promotion. This is also a reflection of his achievements in the past year.
The most direct manifestation of hard work and achievements.
Gao Jian looked at Hua Xia United Bank for Yao Yuan, so he would definitely not care about Shenzhen Development Bank. Pan Jie was selected by Yao Yuan to manage Shenzhen Development Bank. Shenzhen Development Bank will definitely surpass Hua Xia United Bank in the future. Yao Yuan chose Pan Jie for no reason.
It took a lot of effort.
Pan Jie did not disappoint him. After taking office for more than a month, he began to vigorously develop a number of businesses in accordance with the spirit of Yao Yuan's instructions. Among them, the small and medium-sized enterprise operating credit business was the focus, which he formulated based on Yao Yuan's consciousness.
It is now being piloted in Shanghai and then rolled out in the coastal areas of Jiangsu, Zhejiang and Fujian.
During this period, Pan Jie has been running around Guangdong Province. Firstly, he visited various outlets, and he had to go to every outlet. This was his requirement for himself. Secondly, he deployed and launched operating credit loan business for small and medium-sized enterprises in Guangdong Province.
The big boss set the tone, strictly reviewing loans to enterprises above designated size, and relatively relaxing loans to private small and medium-sized enterprises, making it clear that he would fully support the development of the private economy. Based strictly on this, Pan Jie set the next ten years for Shenzhen Development Bank.
The general direction of development in the year.
It can be seen from this that Pan Jie is not only capable, but also a type of person who resolutely carries out the instructions of the big boss. Yao Yuan wants this kind of person.
Yao Yuan proposed to borrow money from private enterprises, and the maximum credit limit for credit loans was 100,000 yuan in Hua Xia dollars. Most of the leaders of Hua Xia United Bank and Shenzhen Development Bank were opposed to it. Quite simply, they did not believe that the loan could be recovered.
In this era, no one believes that the private economy can develop, and some even think that the private economy will be extinguished again in the near future like last time.
Granting a loan to such a company with such a large amount of credit is almost like suicide. Gao Jian even had a quarrel with Yao Yuan over this matter.
Under this situation, Pan Jie was very helpful in implementing the big boss's instructions. This time he went to Nangang for some personal reasons.
While Zhi Yuye was meeting with President Fan, also at the Taihua Hotel, Pan Jie was chatting with Yu Yongan. Pan Jie kept a low profile and few people knew his whereabouts.
Yu Yong'an refilled Pan Jie's tea and said, "I can see that your trip to Nangang is not just to inspect the network. Do you have something to see Mr. Yao?"
"Dong Yu, you can tell." Pan Jie smiled helplessly, took off his glasses, rubbed his eyes, and held them in his hand.
Yu Yongan said, "It seems that you are very tired during this period, but then again, this is your performance in the East China flood rescue."