Chapter 526 Foreign investment will also have a day to ask for help
"Hong Kong's Wing On Group? Is it the Wing On Group whose market capitalization reached HK$120 billion on the first day of listing?"
After listening to her daughter's report, Tang Hui frowned and asked.
Zhi Yuye said, "Yes, it is the Yongan Group. The listed entity is Yongan Shares. It also has three listed companies and holds the stocks of more than a dozen Hong Kong listed companies. The momentum is very strong."
"It has a monopoly on the import and export business of light industrial products in Russia, and the momentum is certainly strong." Tang Hui shook her head slightly and said, "Why did they show up? I remember that Yongan Group is not engaged in automobile manufacturing."
Zhi Yuye said, "Mom, large group companies like this cover a wide range of fields. Yong'an Group has real estate companies, communications companies, and everything. Unlike the Huanghe Group we invested in, at the beginning
The more, the better, but the result is that they are in the media business and there is no media market in the mainland."
"Huanghe Group is not important." Tang Hui shook his head and said, "Since they do not allow Huanghe Group to participate in the commercial vehicle production base project, they are free to implement the gold mine plan. What do you think?"
Zhi Yuye analyzed and said, "Yu Yong'an is not a simple person. He was just a small clothing factory owner two years ago. Since entering the mainland, he has suddenly become famous. From organizing clothing sales to Moscow, he has grown into a business in just one year.
It became the largest clothing manufacturing company in the country, and then it got out of control. It involved almost all light industrial products, all of which were Russian businesses. Later, it fought with four major families in the Hong Kong stock market and used its own power to dominate the market.
He forced a stock he supported to rise, which was very powerful. Later, he acquired Hongji Real Estate and Tiandi Communications, both of which are well-known companies in Hong Kong."
"There are rumors that there is a big boss behind him, but Hong Kong financial magazines have conducted a series of investigative reports, proving that he is indeed self-made, which is enough to prove that this person is very powerful both in terms of ability and vision."
Zhi Yuye said, "The opportunity for him to make a fortune was when the Mainland China market opened up. He seized the opportunity and got up immediately. This just shows that he is very optimistic about the Mainland China market, so he suddenly came over and offered to participate.
Sanqi Company’s commercial vehicle production base project.”
"Mom, I think this is a rare opportunity. The risk of this project is extremely low and the profit is very high. It is no less profitable than the gold mine project." Zhi Yuye expressed his attitude.
Tang Hui thought.
Zhi Yuye said, "Mom, the attitude of the Nangang City Government is very clear. They don't care whether we invest or not. It means that Yongan Group can invest more to replace us at any time. If we miss this opportunity, we will definitely miss an opportunity to make a lot of money."
of."
"But have you ever thought about it. To maintain the original shareholding ratio, we need to invest more. These 30 million US dollars are already the limit of the funds we can come up with." Tang Hui said, "Yuye, it's not that mom doesn't support you.
It’s mom who doesn’t want you to take risks.”
Zhi Yuye said, "How is it possible to do business without taking some risks? At least this is lower risk than the gold mine project. Besides, since you agree with me to set up my own business, let me start my own business."
Tang Hui hesitated.
"Mom, please." Zhi Yuye begged.
Tang Hui relented and said, "Even if I agree, how will you handle the funds?"
Zhi Yuye had already thought about it and said, "Bank loans don't have to be in US dollars."
"How to get a loan? A mortgage loan?" Tang Hui was stunned and asked.
Zhi Yuye said, "Huanghe Group's performance in the past two years has not been very good. I think it is still possible to mortgage the shares and borrow a sum of money."
"You mean to mortgage Heyi Company's assets?" Tang Hui immediately thought of this.
Huanghe Group only has one company in the mainland, Heyi Company, and this company is actually 100% controlled by Tang Hui. It is just affiliated with Huanghe Group and pretends to be a mainland branch of a Hong Kong-funded enterprise. If you want a mortgage, you can only
Mortgage and Justice Company.
"Well, we can only mortgage Heyi Company." Zhi Yuye said.
Tang Hui said, "Heyi Company's assets are only a few million, so even if it is mortgaged, it won't be able to borrow much money."
"We can talk. I'll go talk to the bank. I have Fuye Company's guarantee, and I'll ask the city leaders to come forward and talk about it. It should be no problem to get a loan of tens of millions," Zhi Yuye said.
Tang Huidao, "Then go and talk."
"Thank you, Mom!" Zhi Yuye immediately left happily, unable to wait for one more minute. The appearance of Yong'an Group gave her a sense of crisis, and at the same time strengthened her determination to invest.
The Hong Kong business community has deified Yu Yongan, and his experience is indeed legendary. Many business leaders have conducted in-depth research on him. Zhi Yuye hopes to make achievements in the Chinese business community, like the business queen in Hong Kong.
Naturally, I am interested in the experiences of business wizards like Yu Yongan.
Because of this, Zhi Yuye trusts Yu Yongan's judgment, and naturally has more confidence in the commercial vehicle market in mainland China. In fact, Zhi Yuye can draw conclusions based on her own investigation, but she lacks confidence after all.
With her mother's permission, Zhi Yuye held back her energy and asked her subordinates to prepare the materials, called Kuala Lumpur to arrange the registration of the company, and then went directly to Nangang Industrial and Commercial Bank.
We met the president at a reception and were waiting at the door immediately after receiving the call.
"Chairman of the branch, hello, welcome." A man in his forties does not feel embarrassed at all when he calls a girl in her twenties "you."
"Hello, President Fan, I'd like to ask you to greet me at the door. I don't dare to accept it." Zhi Yuye said one thing after another, just like her mother.
"Yes, yes, yes, Chairman Zhi, please come in." President Fan invited Zhi Yuye and his party in.
President Fan's enthusiasm is not only out of respect for foreign capital, but also out of hope that Xinfu Investment can deposit money in their bank after establishing a joint venture.
Acquisition of reserves has been a top priority in recent years.
The triangular debt crisis has just come to an end, money is still very tight, and banks are still very cautious, although it has been clearly stated above that they cannot narrow their lending scope because of fear of triangular debt.
If Xinfu Investment puts money here, President Fan will not have to worry about collecting savings from the beginning to the end of the year. The most important thing is that he was stimulated by the Agricultural Bank of China. They, an Agricultural Bank of China, actually robbed Southern Industrial and Yuanda Electric Co., Ltd.
As a big profit and tax company, the accounts of the two companies have net deposits of tens of millions each month, making other major banks, including President Fan, red-eyed with envy.
Later, Yuanda Wanjia Supermarket and Yuanda Plaza were established one after another, and China Construction Bank took them away. President Fan didn't get a hair out of it, and he slept with regret every day.
Now that a newly wealthy investor has arrived, President Fan will of course seize it with all his might.
However, before he could speak, Zhi Yuye said straight to the point, "President Fan, I would like to borrow a loan from you."
This sentence stopped Fan Xing's words.
President Fan was caught off guard. He raised his eyebrows and asked, "This...Chairman of the Branch, your loan..."
"Don't worry, we will use assets as collateral." Zhi Yuye smiled.
The secretary took out the information and handed it over. Zhi Yuye took it with both hands and handed it to President Fan, saying, "This is relevant information. One hundred percent of the equity of Heyi Company is the entire assets of the company. Although it is not much, our new
The established Fuye Company can provide guarantee. Well, Fuye Company is a Singapore company with a registered capital of US$10 million."
"Here, Chairman Zhi, then, let me take a look first." President Fan gritted his teeth and looked at it.
Perhaps because of the influence of Chunfeng-style enterprises, the heads of government agencies, enterprises and institutions in the Nangang area do not blindly trust foreign capital like other places, let alone blindly worship it, because everyone has discovered that if local companies develop like Chunfeng-style companies, there will be benefits
No less than foreign investment.
President Fan is the person in charge of the Nangang area of ICBC. He often deals with Dongfeng companies. He cannot find group-level companies. There are always third- and fourth-level companies below.
Therefore, when he read the information and determined that Heyi Company's assets were only worth about 10 million Huaxia coins, he said helplessly, "Chairman Zhi, I won't talk to you anymore. You also know that now all major companies
The bank's money is very tight, and it's all because of the triangle debt. As for you, you can get a mortgage loan, but I'm afraid that the approved funds will not meet your psychological requirements."
Zhi Yuye smiled and said, "I haven't said how much I want to borrow yet."
"With the strength of you and Xinfu Investment, I'm afraid it's not several million, right?" President Fan said with a wry smile.
Zhi Yuye said, "President Fan, I won't hide it from you. I need 50 million. In addition to the mortgage of Yihe Company, Fuye Company will provide a guarantee. You have also read the information of Fuye Company. It should be fine."
?President Fan.”
President Fan shook his head and smiled bitterly, "Chairman Zhi, this is really a problem. Let me put it bluntly. The valuation you gave for the assets of Heyi Company is 10 million. Based on this asset, if the mortgage loan is only
We can borrow 70%, which is 7 million."
Upon hearing this number, Zhi Yuye's expression changed, and he felt like he was being treated as a beggar.
President Fan said helplessly, "There are policies from above, but I can't do anything about it."
Zhi Yuye slowly regained his composure and asked, "Does Fuye Company provide a guarantee?"
President Fan hesitated, his embarrassment was obvious.
He adjusted his sitting posture and said, "If Fuye Company provides a guarantee, it depends on how the guarantee is, whether it is a compensation guarantee or a credit guarantee. We also need to verify Fuye Company's assets, equity composition, etc. This process will
It will take half a year or even half a year, and since you are a foreign-funded company, it may take even longer."
Obviously Zhi Yuye couldn't wait for a year and a half, not even a month. The commercial vehicle production base project was signed within a few days. At the very least, a loan contract had to be signed, even if the loan was issued after half a year.
Acceptable.
Obviously, this is absolutely not what President Fan said.