After solving this important matter, Wu Jiamin suddenly felt relaxed, walked to the opposite side of Li Jianren with a smile, and sat down. He looked at Aren frowning, as if he was unhappy.
"Aren, what's wrong? What's the point of being unhappy? I'll take a lot of risks, okay? If you don't do it next year, wouldn't it be a loss for me? But you got 20 million in vain.
." Wu Jiamin persuaded Ah Ren.
"I'm not thinking about this. Since I promised you, I will definitely do it. You can trust my character when it comes to being a human being. I am mainly considering the issue of funds. If I want to grow bigger, I will definitely need
For more funds, your 20 million, to be honest, is still a drop in the bucket." Li Jianren answered.
"Then let's take a loan. What's the point? Which company doesn't operate with a loan?" Wu Jiamin said casually.
"All my properties have been mortgaged and I have taken out loans. Otherwise, how else would I use the money to expand my business in the provincial capital? With my handsome face?" Li Jianren said sarcastically to Wu Jiamin.
"Jianhui Supermarket can provide mortgage loans. Why don't you do it, if you are sure." Wu Jiamin asked strangely.
"Jianhui Supermarket may not be able to borrow much, and he doesn't have many fixed assets?" Li Jianren asked doubtfully.
"Haha..., it turns out there is something you Aren doesn't understand. I'm so happy. Jianhui Supermarket is a brand, which is an intangible asset. If you use the ownership of Jianhui Supermarket as a mortgage loan, as long as it is a bank with a foresight
, will be willing to accept it." Wu Jiamin was very happy, he could finally see that there were things Li Jianren didn't understand.
After all, Li Jianren was not in finance, and these were still unfamiliar to him, so he asked Wu Jiamin humbly.
"Then what do you think I can get as a loan if I mortgage Jianhui? If it's less, it's not necessary."
"My accountant has done another preliminary valuation of your company before. It is currently worth about 150 million. But this is a valuation and it is impossible to loan it out. I think if you find the right bank, you should be able to loan it out.
Fifty million to eighty million." Wu Jiamin replied after careful consideration.
"If I were you, I would go to Huaqi Bank in the United States. They always value brand valuation. You can consider cooperating with them."
"Oh? This is a good road. Are you familiar with someone there?" Li Jianren became excited.
"Of course, our family has a lot of dealings with them, okay? The general manager of the branch in Magic City is called Zhao Lixin. I am quite familiar with him. If you are willing, I can help you operate it." Wu Jiamin replied confidently
.
After serious consideration, Li Jianren agreed. The two of them are now partners, riding on the same boat.
In the following time, Wu Jiamin began to get busy, first with the equity transfer of Luoqiao Investment, and then flying to Shanghai to help with loan matters. Zhang Jiaqiang also followed suit and handled all matters. Li Jianren instead became the hands-off shopkeeper.
During this period, everyone is very busy. The expansion work in Jinling City has begun. Many stores are already undergoing renovations. The construction of a large supermarket in the north of Luohe County has also entered the construction stage. Construction has already started on the Chengbei Experimental Primary School and Kindergarten.
.And the funds were spent like water.
After receiving the notice from Li Jianren, Wu Chengcai also learned that the company planned to mortgage it in exchange for funds to develop other cities. In that case, the number of personnel needed would increase, so another recruitment was put on the agenda.
At this time, the time has come to the end of 1995, and New Year's Day is just a few days away.
And on this day, good news finally came from Wu Jiaqiang. After checking various report data of Jianhui Supermarket and conducting on-site inspections, Huaqi Bank finally agreed to the loan. The valuation was 180 million, and the loan was 80 million.
Ten million. This is mainly due to the opening of some supermarkets in Jinling City and the work carried out in the remaining four counties of Yiyang.
Zhang Jiaqiang is very busy and often travels between the two places. Fortunately, Luohe County is only more than three hours drive from the Magic City, otherwise the time spent on the road would be huge.
It is impossible for the loan to be received immediately. There are still some procedures to be processed in the process, so I can only trouble Zhang Jiaqiang.
Zhang Jiaqiang, who has just been promoted to the company's financial director, is very motivated. Although he was considered a veteran of the company before, his position was still the manager of the finance department. Now he has been promoted to director, with an administrative level that is on par with Wu Chengcai's, and his salary has also increased a lot.
.
You should know that Song Qian, who arrived at the company before him, is currently behind him. Of course, if Song Qian successfully completes the task in April, she will probably be promoted. By then, the three of them will also be considered employees of the company.
There is a troika.
Throughout the month of December, Gaocheng is still the highlight. After more than a month of development, the Yiyang market has ushered in a bumper harvest, with all data increasing significantly, not counting the upcoming year-end promotions.
During this period, Li Jianren also went to Yiyang City several times, firstly to inspect the work; secondly, to see Ding Ningning. This little girl misses Li Jianren very much now, because every time he goes there, Li Jianren will bring all kinds of things with him.
I gave her all kinds of gifts, including a big box of toys.
In addition, the age gap is not big, and Xiao Ningning is also willing to play with her elder brother, which further heats up the relationship between the two. Li Jianren truly cares for her as his own sister, taking her to the park and eating delicious food.
Play games.
Time passed very quickly, and the loan was finally approved before New Year's Day, which solved Jianhui Supermarket's funding problem in one fell swoop.
Tomorrow is New Year's Day, but Li Jianren didn't care about this and directly called several generals to rush back today and hold a meeting in the evening.
At eight o'clock in the evening, all the people who needed to attend the meeting had arrived in the company's conference room. Including Wu Jiamin, as a shareholder of the company, also attended the meeting.
Li Jianren looked at the people attending the meeting and felt a little emotional. Wu Chengcai and Song Qian, as the first old people to follow, have already stepped out to expand the territory; Zhang Jiaqiang has also taken charge of the company's financial power; and the youngest Gao Cheng has also taken charge.
One side.
The only pity may be that Li Wenxiu. After various inspections, he still felt that his personal ability was not qualified for a higher position, so he could only continue to serve as the manager of the Luohe flagship store, and was not qualified to participate in the meeting.
Li Jianren straightened his body, looked around the crowd, and then began his speech.
"There are two reasons for calling everyone here so urgently. One thing is that you already know that Mr. Wu Jiamin has joined Luoqiao Investment, accounting for 5% of the shares, and will have priority investment rights in the future. Let us express our welcome."
Sparse applause broke out. I can't blame everyone. With just these few people, how much warm applause can you expect?
"The second thing is also related to Mr. Wu Jiamin. With Mr. Wu's help, our loan with American Flower Bank has been successfully approved. The company's valuation is 180 million, and a loan of 80 million has been approved at the same time.
"Li Jianren paused and looked at the expression below.
Sure enough, smiles began to fill the faces of the following people, especially Wu Chengcai. As the first person to follow him, he was honored. This was also an affirmation of his achievements.
"The company can reach what it is today without your hard work, but now is not the time to reward you based on your merits. I will honor what I promised you, but at least it will have to wait until we occupy the entire Yisu Province."
Li Jianren once again reiterated his original commitment.
The happiest person at this time was Gao Cheng, because for the first time he got the boss's approval, and he would be able to share the cake with him in the future. Wu Jiamin only bought 5% of the shares for 20 million, and when they occupied the entire Yisu
Save, how much was the company worth at that time? Even if a few executives shared the 5%, they would immediately become multi-millionaires.
[Author's digression]: I have decided to update it three times today, firstly because it has finally exceeded 200,000 words; secondly, I want to thank Mr. Mulitong for his continued support.